Merchant Services
Stop overpaying for credit card processing.
Upload your statement. See your savings in 60 seconds. Switch to interchange-plus pricing.
How it works
Four steps to lower processing costs
Upload your processing statement
PDF or CSV from your current processor. We support all major formats.
AI extracts your effective rate, fees, and markup
Our engine parses every line item and identifies hidden costs.
See exactly how much you'd save with interchange-plus
Side-by-side comparison of your current costs vs. SKOOR processing.
Switch to SKOOR processing
Same card reader, lower rates. No new hardware. No downtime.
Statement Analyzer
Upload your statement
Drop your processing statement below and we will show you exactly where you are overpaying.
Drag and drop your statement here
or click to browse. Accepts PDF and CSV.
Savings Calculator
See how much you would save
Enter your current processing volume and rate. We will do the math.
Monthly savings
$128
Annual savings
$1,530
Interchange-Plus Explained
Why flat-rate pricing costs you more
Flat Rate
2.9% + 30c
Same rate on EVERY transaction, regardless of card type. You pay rewards-card pricing even on cheap debit transactions.
Interchange-Plus
Actual cost + 0.25%
You pay the real interchange rate set by Visa/Mastercard, plus a small transparent markup. Debit cards cost less than rewards cards.
Card Type
Flat Rate
IC+ Rate
You Save
Debit card
2.90%
~1.05% + 0.25% = 1.30%
1.60%
Rewards credit
2.90%
~1.80% + 0.25% = 2.05%
0.85%
Corporate card
2.90%
~2.40% + 0.25% = 2.65%
0.25%
Score Integration
Your processing history feeds your SKOOR score
Every transaction you process builds your financial reputation. Higher score means higher credit limits on your SKOOR card.
Revenue Consistency
Steady monthly processing volume builds your score over time
Processing Volume
Higher throughput signals a healthy, growing business
Chargeback Rate
Low chargebacks demonstrate trustworthy operations
Smart Money.
Skoor™ Higher.
Lower processing costs, better financial intelligence, and a score that grows with your business.