Coworkers
The Business Card That
Small Practices Qualify For
Solo dentists, chiropractors, physical therapists, and med spas — SKOOR gives you a corporate card, supply ordering, and contractor 1099 management. No $25K minimum. No credit check. Qualify by your Business Skoor, not your bank balance.
Why Small Practices Get Overlooked
Supplies on your personal card
You're ordering from Henry Schein and Patterson on your personal Amex because no bank will give a solo practice a business line without two years of tax returns and a personal guarantee.
Contractor payments are a mess
Your hygienists, massage therapists, or part-time assistants are 1099 contractors. You Venmo them, forget to collect W-9s, and scramble every January to file 1099s.
Insurance reimbursement delays wreck cash flow
You see 30 patients this week but won't get paid for 45–90 days. Meanwhile, supply orders, rent, and contractor payments are due now. Your personal credit card fills the gap.
No business credit separate from personal
Ramp requires $25K in the bank. Brex wants venture funding. Your practice does $300K/year but your business has zero credit history because every expense runs through your personal accounts.
How SKOOR Helps Healthcare Practices
A complete financial platform built for businesses that Ramp, Brex, and traditional banks overlook.
SKOOR Card for Supply Orders
Order from Henry Schein, Patterson, McKesson, and Midmark on a real business card. Auto-receipt capture. No personal card mixing.
Staff 1099 Tracking
Add every contractor — hygienists, therapists, assistants. Collect W-9s digitally. Track payments all year. Generate 1099s with one click.
Revenue vs. Operating Cost Analysis
See patient revenue alongside supply costs, contractor payments, and overhead. Know your real margin by month, by quarter, by year.
Vendor Management
Track every supplier and lab in one place. Payment history, account numbers, order frequency — all organized by vendor.
Equipment Budget Tracking
Planning a $15K digital X-ray purchase? Set a budget, track savings progress, and get alerts when you hit your target.
BHS from Practice Revenue
Your Business Skoor builds from your practice revenue, not your personal credit. The more your practice earns, the higher your card limit grows.
A Day with SKOOR
You run a 3-chair dental practice. Supply orders from Henry Schein go on your SKOOR card — receipt auto-captured, expense categorized. Your two hygienist contractors are tracked for 1099s with W-9s already on file. At tax time, your CPA downloads everything from QuickBooks — no shoebox, no scramble, no mixing personal and business expenses.
What You Get
- •SKOOR corporate card — no $25K minimum, no personal guarantee, limits based on your Business Skoor
- •Supply ordering from Henry Schein, Patterson, and McKesson on a real business card
- •Contractor 1099 tracking with digital W-9 collection and one-click filing
- •Revenue vs. operating cost analysis — know your real margin every month
- •QuickBooks sync so your CPA never asks for a receipt again
- •Business Skoor (0–1,000) that grows with your practice revenue — your credit limit grows with it
Build your business credit
while you build your practice.
Get started for free. No credit check. No minimum balance. Your Business Skoor score qualifies you — not your bank.
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