Coworkers
The Business Card That
Nonprofits Actually Qualify For
Small nonprofits, community organizations, churches, and youth programs — SKOOR gives you a corporate card, per-grant expense tracking, and board member spending controls. No $25K minimum. No credit check. Qualify by your Business Skoor, not your bank balance.
Why Nonprofits Get Overlooked
Grant-funded expenses need per-grant tracking
Your youth program runs on a $50K grant. Every dollar must be accounted for at audit time. But your expenses are mixed across one bank account and three board members' personal cards.
Board members use personal cards
Your program director buys supplies at Walmart on their personal Visa and submits a reimbursement request. Two months later, you still haven't paid them back — and the receipt is lost.
Contractor payments are untracked
Event coordinators, part-time instructors, and seasonal staff are 1099 contractors. You pay them by check, lose the W-9, and scramble every January to reconstruct payments.
No business credit without revenue
Ramp requires $25K in the bank. Brex wants revenue growth. Your nonprofit runs on grants and donations — not revenue — and no card company knows how to underwrite that.
How SKOOR Helps Nonprofits
A complete financial platform built for organizations that Ramp, Brex, and traditional banks overlook.
Per-Grant Expense Coding
Tag every transaction to a grant or program. Youth Program, Food Bank, Capital Campaign — every dollar tracked to its funding source.
Contractor 1099 Tracking
Add every contractor — event coordinators, part-time instructors, maintenance workers. Collect W-9s digitally. Generate 1099s with one click.
Board Member Card Controls
Issue cards to program directors and staff with spending limits. $2,000/month for supplies. $500/month for travel. Real-time visibility for the board.
Fund-Specific Budget Tracking
Set budgets by fund, program, or grant. Track spending against budget in real time. Get alerts when a program hits 80% of its allocation.
Donor Compliance Reporting
Generate grant reports showing every dollar spent against the grant budget. Audit-ready. Export to PDF or CSV for your funder.
QuickBooks Sync
Every transaction syncs to QBO automatically. Your bookkeeper or auditor sees it in real time. Fund accounting stays clean without manual entry.
A Day with SKOOR
Your after-school program runs on a $50K grant. The program director has a SKOOR card with a $2,000/month limit. Supplies from Walmart and art materials from Blick — all auto-coded to the Youth Program grant. At audit time, export every transaction tagged to that grant — one click, one PDF, every dollar accounted for. Your funder gets a clean report. Your board gets peace of mind.
What You Get
- •SKOOR corporate card — no $25K minimum, no personal guarantee, limits based on your Business Skoor
- •Per-grant and per-program expense coding for every transaction
- •Board member and staff cards with real-time spending limits
- •Contractor 1099 tracking with digital W-9 collection
- •Audit-ready grant reports — exportable to PDF or CSV for your funder
- •Business Skoor (0–1,000) that grows with your organization's financial activity — your credit limit grows with it
Stop reimbursing board members.
Start managing money properly.
Get started for free. No credit check. No minimum balance. Your Business Skoor score qualifies you — not your bank.