Coworkers
The Business Card That
Consultants Actually Qualify For
Solo consultants, boutique firms, and freelancers with LLCs — SKOOR gives you a corporate card, per-client expense coding, and sub-consultant 1099 management. No $25K minimum. No credit check. Qualify by your Business Skoor, not your bank balance.
Why Consultants Get Left Behind
Personal and business expenses are mixed
You charge client dinners, software subscriptions, and office supplies to the same personal card you use for groceries. Your CPA hates you every April.
Sub-consultant payments are untracked
You bring in a sub-consultant for the Acme project, pay them via Zelle, and forget to collect a W-9 until January when you need to file 1099s.
No per-project cost visibility
You flew to Chicago for Acme, Denver for Baker Corp, and New York for a conference. Which client trip cost what? Nobody knows without an hour of spreadsheet archaeology.
No business credit as a solo LLC
Ramp requires $25K in the bank. Brex wants VC funding. Your solo LLC does $200K/year but has zero credit history because you run everything through personal accounts.
How SKOOR Helps Consulting Firms
A complete financial platform built for businesses that Ramp, Brex, and traditional banks overlook.
Personal/Business Separation
SKOOR card for business. Personal card for personal. Clean split. No more sorting 200 transactions at month end.
Sub-Consultant 1099 Tracking
Add every sub-consultant. Collect W-9s digitally. Track payments all year. Generate 1099s in January — one click.
Per-Client Expense Coding
Tag every transaction to a client or project. Flights, hotels, meals, software — all coded to Acme, Baker Corp, or Internal.
Travel Expense Management
Set per-diem policies. Auto-capture receipts. Flag out-of-policy spend. Per-trip cost summaries for client billing.
AI Reports
Ask SKOOR “What did the Acme project cost?” or “Show me Q2 travel expenses.” Instant breakdown — no spreadsheet required.
BHS from Consulting Revenue
Your Business Skoor builds from your consulting revenue, not your personal credit. Higher revenue means higher card limits.
A Day with SKOOR
You fly to Chicago for a client engagement. Hotel, meals, Uber — all on your SKOOR card, auto-coded to the Acme project. Your sub-consultant's invoice is tracked for 1099 filing. At month end, you generate a report in 30 seconds: total project cost, travel breakdown, sub-consultant payments, and your net margin — ready to attach to your client invoice.
What You Get
- •SKOOR corporate card — no $25K minimum, no personal guarantee, limits based on your Business Skoor
- •Clean personal/business separation — no more sorting transactions at month end
- •Per-client expense coding for every transaction, every trip, every vendor
- •Sub-consultant 1099 tracking with digital W-9 collection
- •AI-generated expense reports — ask a question, get the answer in seconds
- •Business Skoor (0–1,000) that grows with your consulting revenue — your credit limit grows with it
Build your business credit
while you build your practice.
Get started for free. No credit check. No minimum balance. Your Business Skoor score qualifies you — not your bank.