Roles for Hire
One Card for Every Trade
You Touch
SKOOR auto-codes every purchase to the right trade category — plumbing, electrical, carpentry, general — so you never sort receipts again. No EIN required. No $25K minimum.
What's Broken Today
Multi-trade means multi-category spending
Monday is drywall. Tuesday is plumbing. Wednesday is electrical. Your bank statement shows “Home Depot $147.32” and you have no idea which trade or which job it was for.
Small jobs mean lots of supply runs
You hit Home Depot, Ace, and Lowe's three times a week. Each trip is $50-$200. By month end, you have 40 transactions and no way to organize them without an hour of bookkeeping.
Sole proprietor with no business banking
You're a one-person operation. Banks want two years of tax returns and $25K in deposits for a business account. You don't have either. So everything runs through your personal checking.
Personal and business expenses mixed
Groceries, gas, pipe fittings, and light switches — all on the same card. Your accountant charges extra to untangle it. The IRS sees it as a red flag. You see it as the only option you have.
How SKOOR Works for Handymen
Sign up in 2 minutes
No EIN required. No credit check. No minimum balance. Sole proprietors welcome.
Use one card for everything
Swipe your SKOOR card at Home Depot, Ace, Lowe's — for every trade you work in.
Auto-coding by merchant
SKOOR detects the merchant and auto-codes: plumbing supplies, electrical parts, carpentry materials, general hardware.
Build business credit
Every transaction builds your BHS. After 6 months, you have a verifiable credit history — even without an EIN.
What You Get
Multi-trade auto-coding, personal/business separation, and a credit score — built for the one-person operation.
Multi-Category Auto-Coding
Plumbing, electrical, carpentry — auto-detected from merchant data. No manual sorting.
Personal/Business Separation
One card for business. Your personal card for personal. Clean separation from day one.
Receipt OCR
Snap a photo at Home Depot, Ace, or Lowe's. SKOOR extracts vendor, amount, and category. No more shoebox.
Micro-LLC Friendly
No EIN required. No minimum revenue. No two years of tax returns. Sole proprietors welcome.
BHS from Transaction Patterns
Your Business Skoor builds from spending patterns, payment consistency, and revenue trends — not bank deposits.
QBO Auto-Sync
Every transaction syncs to QuickBooks Online. Your accountant downloads it all — pre-categorized.
Built for Handyman Services
Monday: drywall patch at Home Depot. Tuesday: faucet parts at Ace. Wednesday: light fixtures at Lowe's. SKOOR auto-codes each purchase to the right trade category. No more sorting receipts. Your accountant downloads it all from QuickBooks.
You don't need an LLC. You don't need an EIN. You don't need $25K in deposits. You need a card that separates business from personal and builds credit while you work. That's SKOOR.
$0
Monthly fee
2 min
Signup time
No EIN
Required
Separate business
from personal. Today.
Free corporate card. Free multi-trade auto-coding. Free Business Skoor. No EIN required. Sign up in two minutes.
Get started for free