Roles for Hire
Equipment Purchases Shouldn't
Max Out Your Personal Card
SKOOR gives HVAC companies high-limit corporate cards, per-tech controls, and a Business Skoor that unlocks better terms from manufacturers.
What's Broken Today
Equipment purchases drain your cash
A single unit costs $5,000-$20,000. During peak season, you're buying multiple units per week. Your personal credit card can't handle it, and banks won't give you a business line without two years of tax returns.
Seasonal cash flow swings
Summer is a sprint. Winter is a crawl. Your bank sees January revenue and gives you a credit limit based on your slowest month. You need limits based on what you actually do in July.
Multiple techs, one card
You have 3-5 technicians making supply runs. They're all sharing one card number or using their personal cards and submitting reimbursement requests on napkins.
Manufacturers want trade credit references
Carrier, Lennox, and Trane offer better pricing to established businesses. But you have no formal business credit history — just your personal FICO and a checking account.
How SKOOR Works for HVAC Companies
Sign up in 2 minutes
No credit check. No minimum balance. Get your first card instantly.
Issue cards per tech
Each technician gets their own card with daily and monthly limits you control.
Buy equipment confidently
Score-based limits grow with your business. $5K today, $20K by peak season.
Build manufacturer credit
Your BHS score becomes a verifiable credit reference for Carrier, Lennox, and Trane.
What You Get
Financial tools sized for HVAC operations — from a solo tech to a 20-truck fleet.
High-Limit Cards
Limits scaled to your BHS score, not your personal credit. Grows as your business grows.
Per-Tech Card Controls
Issue a card to every technician. Set daily limits, merchant category restrictions, and real-time alerts.
Seasonal Budget Tracking
Year-over-year comparison. See how this July compares to last July. Plan for winter cash needs in advance.
Equipment Vendor Management
Track spending across distributors. See payment terms, order frequency, and volume discounts in one view.
Manufacturer Credit Building
Your BHS score is a verifiable credit reference. Use it to negotiate better terms with Carrier, Lennox, and Trane.
AI Expense Review
Flags duplicate invoices, unusual charges, and after-hours purchases. Catches problems before they cost you.
Built for HVAC Companies
Summer hits. You're installing 15 units a week. Each tech has a SKOOR card with daily limits. Equipment purchases auto-categorize. Your BHS score climbs with every install — unlocking better terms from Carrier and Lennox.
When winter slows down, your score doesn't disappear. It reflects the full year — peak season and off season. Banks see January. SKOOR sees the whole picture.
$0
Monthly fee
2 min
Signup time
0
Credit checks
Your HVAC company
deserves real credit.
Free corporate cards for every tech. Free expense management. A Business Skoor that grows with every install.
Get started for free