Entity · BUSINESS

High Risk Trading 2

Id: enti_sim_meri_5if3mzfr9pn
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: yes
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-27 06:42Z
Country: US
Expected rails: ach, wire, swift

Entity Risk Skoor Report →

Skoor

35n=38

Band

review

Confidence

0.86

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-SCR-01 Screening marked the entity as high risk.	`entity.high_risk`	+20		marked high risk by screening
2	ERS-HIS-02 Three in ten or more of the entity's scored transfers landed in the review band.	`entity.review_share`	+15		38% of scored transfers in the review band

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		marked high risk by screening
entity.review_share	+15		38% of scored transfers in the review band

Inputs

{
  "n": 38,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 34,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": true,
  "windowDays": 90,
  "reviewShare": 0.38235294117647056,
  "velocityRatio": 1.0875030636731018,
  "confidenceDecay": 1,
  "screeningAgeDays": 21,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 24
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	35	review	38	0.86	ers-v1
2026-09-17 19:31Z	35	review	22	0.62	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 6 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.high_risk	20		Screening marked the entity as high risk.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_5e1a44cfcch	ach outgoing DEBIT	$528.82	SETTLED	20	clear	1061	2026-09-15 21:02Z
acht_sim_meri_4egp7fyjcal	ach outgoing CREDIT	$931.04	SETTLED	20	clear	1056	2026-09-15 02:56Z
acht_sim_meri_6ynsvmp1cao	ach outgoing CREDIT	$842.11	SETTLED	20	clear	1054	2026-09-15 02:45Z
acht_sim_meri_bc9gkqw9c94	ach outgoing CREDIT	$470.54	SETTLED	20	clear	1039	2026-09-14 00:52Z
acht_sim_meri_4qhq435cc9j	ach outgoing CREDIT	$483.88	SETTLED	20	clear	1037	2026-09-14 00:26Z
acht_sim_meri_74szqam5c5x	ach outgoing DEBIT	$562.91	SETTLED	20	clear	991	2026-09-11 22:27Z
acht_sim_meri_blkp8g6fc4x	ach outgoing DEBIT	$559.23	SETTLED	20	clear	979	2026-09-11 01:14Z
acht_sim_meri_53fc9djfc50	ach outgoing CREDIT	$916.24	SETTLED	20	clear	974	2026-09-10 22:43Z
acht_sim_meri_2qqqszdvc1d	ach outgoing DEBIT	$326.25	SETTLED	30	review	931	2026-09-07 22:28Z
acht_sim_meri_6tyejuzkc1y	ach outgoing DEBIT	$544.64	SETTLED	20	clear	929	2026-09-07 21:49Z
acht_sim_meri_6jto1nx7c08	ach outgoing CREDIT	$447.29	SETTLED	20	clear	923	2026-09-07 02:49Z
acht_sim_meri_ah47837rc0h	ach outgoing DEBIT	$354.20	SETTLED	20	clear	912	2026-09-06 22:12Z
acht_sim_meri_2vr7t9tcbxx	ach outgoing DEBIT	$669.16	SETTLED	45	review	882	2026-09-05 00:00Z
acht_sim_meri_9dsqrfibby0	ach outgoing DEBIT	$736.13	SETTLED	35	review	880	2026-09-04 22:09Z
acht_sim_meri_9gk6t0gzbr5	ach outgoing CREDIT	$302.27	SETTLED	35	review	805	2026-08-31 02:01Z
acht_sim_meri_2d24gwm3brk	ach outgoing CREDIT	$882.04	SETTLED	20	clear	796	2026-08-30 21:29Z
acht_sim_meri_2it5bgdhbnw	ach outgoing CREDIT	$529.81	SETTLED	30	review	772	2026-08-29 01:48Z
acht_sim_meri_4nkb3emobkx	ach outgoing DEBIT	$417.00	SETTLED	35	review	716	2026-08-25 22:24Z
acht_sim_meri_1e7qujmbbif	ach outgoing CREDIT	$373.91	SETTLED	20	clear	711	2026-08-24 23:56Z
acht_sim_meri_38ztfuwwbhk	ach outgoing CREDIT	$987.45	SETTLED	20	clear	698	2026-08-24 02:30Z
acht_sim_meri_8iva8oitbfn	ach outgoing DEBIT	$931.21	SETTLED	20	clear	668	2026-08-22 02:10Z
wire_sim_meri_34ii3pfjawt	wire outgoing	$1,773.16	COMPLETED	20	clear	438	2026-08-07 01:00Z
acht_sim_meri_8qrzp2oyavk	ach outgoing DEBIT	$408.57	SETTLED	20	clear	445	2026-08-06 22:57Z
acht_sim_meri_4zia5h74at3	ach outgoing DEBIT	$292.17	SETTLED	20	clear	410	2026-08-04 21:34Z
acht_sim_meri_8a2tgoa2aqq	ach outgoing DEBIT	$1,018.67	SETTLED	35	review	393	2026-08-03 04:55Z
acht_sim_meri_8n5mwnxnapw	ach outgoing CREDIT	$784.75	SETTLED	20	clear	386	2026-08-03 04:15Z
acht_sim_meri_c9a0q7yrar0	ach outgoing DEBIT	$858.04	SETTLED	30	review	377	2026-08-02 23:52Z
acht_sim_meri_bcerkenuaot	ach outgoing CREDIT	$929.44	SETTLED	35	review	361	2026-08-01 22:29Z
acht_sim_meri_3fyxkd5galt	ach outgoing DEBIT	$307.55	SETTLED	20	clear	336	2026-07-30 04:16Z
acht_sim_meri_bmnldud4al7	ach outgoing DEBIT	$511.91	SETTLED	60	review	331	2026-07-30 03:52Z
acht_sim_meri_4guchqtbael	ach outgoing CREDIT	$1,090.58	SETTLED	35	review	248	2026-07-25 03:22Z
acht_sim_meri_9xaydf4cabj	ach outgoing CREDIT	$300.30	SETTLED	20	clear	217	2026-07-23 00:55Z
acht_sim_meri_503tatdua8t	ach outgoing DEBIT	$537.21	SETTLED	20	clear	191	2026-07-21 03:59Z
acht_sim_meri_8wog1fvga9h	ach outgoing DEBIT	$1,238.13	SETTLED	30	review	185	2026-07-21 02:10Z
acht_sim_meri_7v5oitida8n	ach outgoing DEBIT	$773.07	SETTLED	20	clear	178	2026-07-21 00:07Z
acht_sim_meri_b06q8u9a68	ach outgoing DEBIT	$1,435.40	SETTLED	20	clear	151	2026-07-19 01:44Z
acht_sim_meri_75gruliga5p	ach outgoing CREDIT	$534.26	COMPLETED	30	review	133	2026-07-17 21:09Z
acht_sim_meri_4r383dr7a07	ach outgoing CREDIT	$1,303.36	COMPLETED	20	clear	84	2026-07-14 21:53Z
acht_sim_meri_anvtajla9tx	ach outgoing CREDIT	$612.79	COMPLETED	20	clear	40	2026-07-12 03:20Z
acht_sim_meri_7a7d9po99t1	ach outgoing CREDIT	$497.65	COMPLETED	null	unscored	21	2026-07-11 00:54Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	45 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	velocity_spike	Entity velocity spiked: 3 transfers and $2,337.30 in 24 hours.	medium	null unscored	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open