Metrics

Six numbers, last 30 days, computed 2026-09-17 23:34Z. Each carries its n. Null means nothing was measured.

Calibration by band

Of the transfers in each band that later received a label (a return, a dispute, a reviewer's verdict), the share that went bad. The Skoor is right when higher bands go bad more often.

Hold band against labels

Precision

100.0%n=2

Recall

15.4%n=13

True positives

2

False positives

0

False negatives

11

Coverage

Transfers with a Skoor

100.0%n=2598

Programs with a Program Skoor

100.0%n=4

Event families understood

57.1%n=20

Event types seen

identity.verification.verified, wire.outgoing_transfer.completed, ach.outgoing_transfer.settled, identity.verification.denied, ach.outgoing_transfer.returned, account.overdrafted, ach.outgoing_transfer.manual_review, ach.outgoing_transfer.submitted, ach.outgoing_transfer.initiated, ach.outgoing_transfer.hold_created, swift.outgoing_transfer.initiated, identity.verification.created, card.transaction.authorization, realtime.outgoing_transfer.completed, ach.outgoing_transfer.completed, account.overdraft_released, wire.outgoing_transfer.initiated, identity.verification.manual_review, realtime.outgoing_transfer.initiated, identity.verification.pending

Time to decision (hours)

Eval set

Transaction Risk Skoor and the transfer detectors against the labeled case set. A weight or threshold does not move until this set says it should.

{
  "cases": 47,
  "skoorVersion": "trs-v1",
  "policyVersion": "policy-v1",
  "bandAccuracy": 1,
  "holdBand": {
    "precision": 0.9230769230769231,
    "recall": 1,
    "tp": 12,
    "fp": 1,
    "fn": 0,
    "n": 13
  },
  "reviewOrHold": {
    "precision": 0.46153846153846156,
    "recall": 1,
    "tp": 12,
    "fp": 14,
    "fn": 0,
    "n": 26
  },
  "detectors": {
    "skoor_hold": {
      "precision": 1,
      "recall": 1,
      "tp": 13,
      "fp": 0,
      "fn": 0,
      "n": 13
    },
    "skoor_review": {
      "precision": 1,
      "recall": 1,
      "tp": 8,
      "fp": 0,
      "fn": 0,
      "n": 8
    },
    "unscored_large": {
      "precision": 1,
      "recall": 1,
      "tp": 2,
      "fp": 0,
      "fn": 0,
      "n": 2
    },
    "denied_entity_activity": {
      "precision": 1,
      "recall": 1,
      "tp": 4,
      "fp": 0,
      "fn": 0,
      "n": 4
    },
    "sanctions_or_pep": {
      "precision": 1,
      "recall": 1,
      "tp": 7,
      "fp": 0,
      "fn": 0,
      "n": 7
    },
    "sanctioned_jurisdiction": {
      "precision": 1,
      "recall": 1,
      "tp": 3,
      "fp": 0,
      "fn": 0,
      "n": 3
    },
    "structuring_pattern": {
      "precision": 1,
      "recall": 1,
      "tp": 3,
      "fp": 0,
      "fn": 0,
      "n": 3
    },
    "first_time_counterparty_large": {
      "precision": 1,
      "recall": 1,
      "tp": 3,
      "fp": 0,
      "fn": 0,
      "n": 3
    },
    "velocity_spike": {
      "precision": 1,
      "recall": 1,
      "tp": 3,
      "fp": 0,
      "fn": 0,
      "n": 3
    },
    "repeat_pattern": {
      "precision": 1,
      "recall": 1,
      "tp": 1,
      "fp": 0,
      "fn": 0,
      "n": 1
    },
    "card_fraud_decline": {
      "precision": 1,
      "recall": 1,
      "tp": 2,
      "fp": 0,
      "fn": 0,
      "n": 2
    }
  },
  "failures": []
}

Actor Skoors

Entity, counterparty, and agent Skoors against their labeled sets.

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