Transfer · ach outgoing

$534.26 USD

Id: acht_sim_meri_75gruliga5p
Status: COMPLETED
Type: CREDIT
Entity: enti_sim_meri_5if3mzfr9pn
Account: bacc_sim_meri_12du7wr99pq
Counterparty: cpty_sim_meri_blg51t81a5p
SEC code: PPD
Return code: —
Created: 2026-07-17 21:09Z
Effective: 2026-07-18 21:09Z

Transaction Risk Skoor

Skoor

30n=133

Band

review

Confidence

0.62

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 6,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "0",
    "achDebits60d": 1,
    "priorReturns": 0,
    "priorTransfers": 6,
    "screeningAgeDays": -41,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "133693",
  "hardSignal": false,
  "amountCents": "53426",
  "medianCents": "64138",
  "programN90d": 133,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:16.644Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

35n=38 review

Counterparty Risk Skoor

10n=12 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open	no clock