Transfer · ach outgoing

$511.91 USD

Id: acht_sim_meri_bmnldud4al7
Status: SETTLED
Type: DEBIT
Entity: enti_sim_meri_5if3mzfr9pn
Account: bacc_sim_meri_12du7wr99pq
Counterparty: cpty_sim_meri_bts0zmjm9td
SEC code: WEB
Return code: —
Created: 2026-07-30 03:52Z
Effective: 2026-07-31 03:52Z

Transaction Risk Skoor

Skoor

60n=331

Band

review

Confidence

0.90

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40		2 prior unauthorized return(s)
2	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
returns.counterparty_prior_unauthorized	+40		2 prior unauthorized return(s)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 13,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "0",
    "achDebits60d": 5,
    "priorReturns": 0,
    "priorTransfers": 13,
    "screeningAgeDays": 33,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "135445",
  "hardSignal": false,
  "amountCents": "51191",
  "medianCents": "65289",
  "programN90d": 331,
  "counterparty": {
    "n": 5,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:06.588Z",
    "isFirstTime": false,
    "priorReturns": 2,
    "priorReturnsExcludingNsf": 2,
    "priorUnauthorizedReturns": 2
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

35n=38 review

Counterparty Risk Skoor

90n=20 hold

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open	no clock