Transfer · ach outgoing

$669.16 USD

Id: acht_sim_meri_2vr7t9tcbxx
Status: SETTLED
Type: DEBIT
Entity: enti_sim_meri_5if3mzfr9pn
Account: bacc_sim_meri_12du7wr99pq
Counterparty: cpty_sim_meri_42ovunc8bxx (NG)
SEC code: WEB
Return code: —
Created: 2026-09-05 00:00Z
Effective: 2026-09-06 00:00Z

Transaction Risk Skoor

Skoor

45n=882

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20	entity marked high risk by screening
2	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15	counterparty country NG not declared by the program
3	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10	first transfer with this counterparty

Signals

Signal	Weight	Detail
entity.high_risk	+20	entity marked high risk by screening
counterparty.first_time	+10	first transfer with this counterparty
geo.outside_declared_countries	+15	counterparty country NG not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 10,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "73613",
    "achDebits60d": 14,
    "priorReturns": 0,
    "priorTransfers": 30,
    "screeningAgeDays": 8,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "135951",
  "hardSignal": false,
  "amountCents": "66916",
  "medianCents": "67279",
  "programN90d": 882,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:43.750Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": "NG"
}

The actors on this transfer

Entity Risk Skoor

35n=38 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	45 review	reviewed	open	no clock