Activity on an entity flagged by screening (PEP status no, high risk).

What happened. Screening flagged entity enti_sim_meri_5if3mzfr9pn (High Risk Trading 2) for the sanctions_or_pep detector due to a high-risk designation. A single outgoing ACH credit of $916.24 USD (acht_sim_meri_53fc9djfc50) tied to this entity is under review; the transfer settled on 2026-09-10 with no return code. What the evidence shows. The alert score is 20, placing it in the clear band, and hard_signal is false. The only contributing signal is entity.high_risk (weight 20); PEP status is no and review reasons are none. The entity is VERIFIED, based in the US, and was last screened 2026-08-27, within a normal screening window. The transfer itself scored 20/clear with the same single signal, settled without a return code, and the counterparty's country is unknown but not flagged as sanctioned. Program-level KRIs show breaches in reserve_coverage_ratio, manual_review_aging_hours, ach_unauthorized_return_rate, and sanctioned_country_transfers, but none of these are linked in the evidence to this specific entity or transfer. What was checked. Alert scoring and signal detail, transfer status and return code, entity verification status, PEP flag, review reasons, and screening recency. Program KRI panel was reviewed for context but shows no entity-specific or transfer-specific tie to the breaches listed. What is recommended. Close this alert. The transfer has already settled with no return, the entity is verified with no PEP flag and no review reasons, and the score sits in the clear band with no hard signal. The program-level KRI breaches (reserve coverage, unauthorized returns, sanctioned-country transfers) are not connected to this entity or transfer in the evidence provided and should be tracked separately at the program level rather than driving disposition of this single alert.

{
  "n": 964,
  "band": "clear",
  "skoor": 20,
  "signals": [
    {
      "code": "entity.high_risk",
      "detail": "entity marked high risk by screening",
      "weight": 20
    }
  ],
  "routeReason": "detector always reviewed"
}