Activity on an entity flagged by screening (PEP status no, high risk).

What happened. Alert 0853de72-cd39-44e7-8630-133d3e04dd4d fired on entity enti_sim_meri_5if3mzfr9pn under the sanctions_or_pep detector because screening marked the entity high risk. The alert is tied to a single ACH outgoing debit of $1,435.40 USD (acht_sim_meri_b06q8u9a68) that has already settled. What the evidence shows. The entity is a verified business, PEP status no, with no review reasons listed and a screening date of 2026-06-26, which is within the program's normal screening cadence. The only signal present is entity.high_risk (+20), producing a skoor of 20 in the clear band with hard_signal false. The transfer itself carries the same clear-band skoor of 20 with no additional signals, no sanctioned-country flag, and no return code. Program KRIs show sanctioned_country_transfers=0, verification_denial_rate=0.033, stale_screening_share=0.033, and high_risk_entity_share=0.033, all in the ok range. pep_flagged_entities sits at 1 of 30 (watch), but this entity itself is not PEP-flagged, so this KRI does not implicate the current alert. There are no prior dispositions on this entity. What was checked. Reviewed the entity screening record, the transfer detail and its skoor/signals, the program's declared volume and rails, and the full set of program KRIs for any corroborating pattern (frozen accounts, overdraft events, unauthorized returns, concentration). No hard signal is present, the transfer has already settled, and no other transfers or entities are referenced in this alert. What is recommended. Close the alert. The single driver is a routine high-risk screening flag on a verified, non-PEP entity with no adverse review reasons, and the associated transfer has already settled with a clear-band score and no return code. Nothing in the evidence indicates a need for further review or fund action, and since the transfer is already settled, release is not applicable.

{
  "n": 141,
  "band": "clear",
  "skoor": 20,
  "signals": [
    {
      "code": "entity.high_risk",
      "detail": "entity marked high risk by screening",
      "weight": 20
    }
  ],
  "routeReason": "detector always reviewed"
}