Entity velocity spiked: 3 transfers and $2,337.30 in 24 hours.

What happened. A velocity_spike alert fired for entity enti_sim_meri_5if3mzfr9pn under program Meridian Remit, indicating 3 transfers totaling $2,337.30 within 24 hours, which exceeds 2x the program daily average. What the evidence shows. The entity is a BUSINESS named 'High Risk Trading 2', flagged high_risk true, with VERIFIED status and no PEP indication; last screened 2026-06-26. The single referenced transfer is an ACH outgoing CREDIT of $497.65, settled, with a counterparty of unknown country and no return code. The alert carries a signal weight of velocity.sum_24h_gt_2x_daily_avg (+10) and, per the transfer-level signals, entity.high_risk (+20). The alert and transfer are both unscored (band unscored, skoor null), and no hard signal is present. Program KRIs are largely normal: ach_overall_return_rate 0, sanctioned_country_transfers 0, frozen_accounts 0, stale_screening_share 0.033 (ok), high_risk_entity_share 0.033 (ok), reserve_coverage_ratio 126.3 (ok). One watch-level KRI: pep_flagged_entities=1 (n=30). No prior dispositions exist for this entity. What was checked. Reviewed the alert summary, evidence signals, the one linked transfer record, the entity profile, program declared volume and rails, and the full set of program KRIs. Checked for hard signal status (false), scoring band (unscored), return codes (none), sanctioned-country exposure (0), and prior disposition history (none). What is recommended. The alert reflects a velocity spike on a verified, high-risk-flagged business entity with one settled ACH transfer showing no adverse return code, and program-level KRIs show no elevated risk pattern. However, the entity's high_risk flag combined with an unscored alert band and unknown counterparty country means a person should confirm the transaction pattern and counterparty details before closing. This does not by itself indicate a broader pattern across the program given normal KRIs, so escalation is not warranted. No transfer hold is in place to release. A person should review before this is closed.

{
  "n": 8,
  "band": "unscored",
  "skoor": null,
  "signals": [
    {
      "code": "velocity.sum_24h_gt_2x_daily_avg",
      "detail": "24h sum above 2× the program daily average",
      "weight": 10
    }
  ],
  "routeReason": "detector not auto-closable"
}