Cards on Vendor Profiles

Linking cards to vendors

From any vendor profile, navigate to the "Cards" tab and click "Link Card." Select an existing SKOOR card or create a new one. Once linked, every transaction on that card is automatically associated with the vendor. You can link multiple cards to a single vendor or one card to one vendor.

Per-vendor spending view

The vendor profile shows a consolidated spending view: total spend across all linked cards, broken down by month, category, and individual card. This gives you a single source of truth for how much you are spending with each vendor, even if payments happen across multiple cards or team members.

Per-vendor spending limits

Set spending limits at the vendor level. When total monthly spend across all linked cards reaches the limit, SKOOR can either block further transactions or send an alert (configurable). This prevents runaway spending with a single vendor and enforces budgets without relying on individual card limits.

Merchant locking

For tighter control, lock a SKOOR card to a specific vendor's merchant category code (MCC). The card will only work at that vendor's point of sale. This is useful for dedicated vendor cards issued to team members who should only make purchases from a specific supplier.

Impact on Business Health Score

Card-to-vendor linking improves spending data accuracy, which directly feeds your Business Health Score. The SKOOR AI agent uses linked card data to calculate vendor concentration risk, identify spending anomalies, and track payment consistency. More linked cards means better data, which means a more accurate and higher BHS.