SKOOR

Platform

The SKOOR Platform

Applied intelligence for autonomous entities — scalable, real-time, built for what's next.

4-Layer Architecture

Raw data in, trusted decisions out. Each layer builds on the one below it.

DATA

Ingest

Entity data from 7+ sources, normalized into a unified identity layer in real time.

  • DMV registries and state vehicle databases
  • FAA UAS (drone) registration systems
  • Helium IoT device networks
  • On-chain ERC-8004 agent registries
  • NHTSA safety and recall databases
  • Compliance screening databases (OFAC/AML)
  • Fleet operator telemetry feeds
SCORE

Compute

10-factor behavioral credit scoring on a 300-850 scale. Cold-start model with L1-L4 progression layers.

  • Payment history, compliance posture, account longevity (20% each)
  • Behavioral integrity (15%) — fraud signals, velocity abuse, structuring
  • Peer reputation (10%) — on-chain feedback from other entities
  • Transaction volume (10%) and service diversity (5%)
  • Cold-start layers: L1 (ceiling 520) through L4 (ceiling 850)
  • Sub-second computation with logarithmic scaling
ACT

Automate

Real-time compliance screening, automated alerts, and API-driven integration for every entity decision.

  • OFAC/AML screening powered by SAMUEL — 99.997% clear rate
  • Automated alerts on score changes and threshold breaches
  • REST API and SDK integration (JavaScript, Python, Go)
  • Fleet portfolio dashboards with aggregated risk views
OUTCOME

Decide

Turn scores into decisions. Approve, deny, or review — with full auditability and continuous improvement.

  • Credit decisions: approve/deny/review based on score tier
  • Insurance underwriting: fleet risk assessment and pricing
  • Regulatory reporting: automated compliance reports
  • Continuous improvement: every transaction improves the score

168K+

Entities Scored

25

Networks

7

Data Sources

<1s

Scoring Latency

Three Operating Principles

01

Dynamic Profiles

Always-on entity intelligence from every data source. Scores update continuously as new data arrives — never stale, never static.

02

Trusted Decisions

Automated, explainable, auditable scoring. Every score comes with reason codes, factor breakdowns, and cryptographic proofs.

03

Continuous Improvement

Every transaction improves the score. Entities build trust over time through legitimate activity — the system rewards participation.

Explore Our Products

The SKOOR platform powers 5 products for scoring, compliance, verification, fleet management, and autonomous entity wallets.

View All Products →

Ready to build on SKOOR?

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