Controls
Approval Routing
Route every bill to the right approver automatically. Set rules by amount, vendor, category, or payment type. No bill slips through without authorization.
Rule-based routing
Approval rules define who must approve a bill before it can be paid. Rules trigger on conditions: amount thresholds (e.g., bills over $5,000 need CFO approval), specific vendors (e.g., new vendors always require review), expense categories (e.g., software subscriptions route to IT), or payment method (e.g., wire transfers need treasury sign-off). Rules evaluate in priority order, and the first matching rule determines the routing.
Multi-level approvals
For high-value or sensitive payments, configure sequential approval chains. A $25,000 contractor invoice might require department manager approval first, then finance director, then CFO. Each approver sees the bill with notes from the previous approver. The bill advances only when every level has signed off. If any approver rejects, the bill returns to Draft with the rejection reason attached.
Auto-approve for routine spend
Not every bill needs human review. Configure auto-approve rules for recurring, low-risk payments: utility bills under $500, subscriptions from approved vendors, or invoices that match a purchase order exactly. Auto-approved bills move directly from Draft to For Payment. The SKOOR AI agent still runs fraud and duplicate checks on auto-approved bills, so you get speed without sacrificing safety.
Delegation and escalation
When an approver is out of office, they can delegate approval authority to a colleague for a specified date range. Bills that sit in For Approval past a configurable deadline (default: 48 hours) automatically escalate to the next approver in the chain or to an admin. Escalation notifications go out by email so nothing gets stuck.