Corporate Card on SKOOR

What is the SKOOR corporate card?

The SKOOR corporate card is a Visa business card designed for companies that want full control over every dollar spent. Unlike traditional corporate cards that require $25K-$50K minimum balances, SKOOR has no balance requirement. Your credit limit is determined by your Business Health Score, not your bank balance.

Issue unlimited virtual and physical cards to your team. Set per-card spending limits, restrict purchases by merchant category, and lock cards to specific vendors. Every transaction feeds your SKOOR score, which means responsible spending directly increases your credit ceiling over time.

Who is it for?

Any business that needs to distribute spending power across a team. Property managers issuing cards for maintenance crews. E-commerce operators with supplier-specific cards. Agencies giving freelancers controlled access to ad budgets. If you need more than one card and want granular control, the SKOOR card replaces Ramp and Brex without their deposit requirements.

How to get started

• Issue your first card — create a virtual card instantly or order physical cards for your team.
• Set spending limits — configure daily and monthly caps for each cardholder.
• Configure category controls — restrict purchases to approved merchant categories and vendors.
• Understand your credit limit — learn how your SKOOR score determines your available credit.
• Review statements — export transaction history and reconcile with your accounting software.

Key capabilities

Unlimited virtual and physical cards with no per-card fees. Score-based credit limits that grow with your business. Per-card spending limits and merchant category restrictions. Vendor-locked cards for controlled purchasing. One-click freeze and unfreeze. Real-time transaction alerts. CSV and PDF statement exports. QuickBooks reconciliation. AI-powered expense categorization.

How card usage builds your score

Every SKOOR card transaction feeds your Business Health Score. On-time payments, responsible utilization, and consistent spending patterns all contribute to a higher score. A higher score unlocks increased credit limits, from $500/day at the Poor tier to $10,000/day at Exceptional. The SKOOR AI agent monitors your card activity and surfaces recommendations to optimize your score trajectory.