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DeFi / Financial Services

How a DeFi Platform Achieved 99.997% Compliance Rate

A DeFi lending protocol replaced manual OFAC screening with SKOOR Comply — achieving near-perfect compliance with zero manual reviews and a full audit trail.

99.997%

Compliance Rate

<300ms

Screening Time

0

Manual Reviews

100%

Audit Trail Coverage

The Challenge

The protocol processed thousands of transactions daily across multiple chains. Manual OFAC screening could not keep pace with transaction volume. Each new counterparty required a manual lookup against sanctions lists, creating a bottleneck that slowed settlement and frustrated users.

Regulators required a full audit trail for every screening decision. The manual process generated inconsistent records, making compliance reporting time-consuming and error-prone.

The Solution

The protocol integrated SKOOR scoring with automated compliance screening. Every counterparty is screened against OFAC SDN, EU sanctions, and global PEP databases in under 300 milliseconds. No human intervention required.

Every screening event generates an immutable compliance receipt — timestamped, signed, and stored. When regulators request audit evidence, the protocol exports a complete record with a single API call.

The Results

99.997% compliance rate

Automated screening catches sanctioned entities that manual review missed. Three sanctions matches identified in the first month alone.

Zero manual reviews

The compliance team was reassigned from manual screening to policy development and regulatory strategy.

Full audit trail for regulators

Every screening decision is documented with an immutable receipt. Regulatory reporting reduced from days to minutes.

“We went from hours of manual screening per day to zero. The audit trail alone justified the integration — our regulators love the receipts.”

-- Head of Compliance

Automate your compliance

Integrate SKOOR scoring with OFAC/AML screening into your protocol today.