Connect Your Clover to SKOOR: See Your Business Health Score in 60 Seconds

Why Connect Clover?

Clover processes payments for over 900,000 small businesses in the US. Every transaction you process through Clover tells a story about your business: how consistent your revenue is, how diverse your customer base is, whether your average ticket is stable or volatile.

SKOOR reads that story and turns it into a Business Health Score (0-1,000)— a number that represents your complete financial health. Not just payment history like D&B. Not just credit applications like FICO. The full picture.

How It Works

Step 1: Sign up at skoor.ai (free, 30 seconds).

Step 2: Go to Dashboard > Settings > Integrations > Connect Clover.

Step 3: Authorize read-only access. SKOOR never writes to your Clover account.

Step 4: Your Business Health Score appears within 60 seconds. The last 90 days of transaction data are imported and scored automatically.

What Gets Scored

Your Clover data feeds Pillar 2: Merchant Services Score (0-300) of your Business Health Score:

• Revenue Consistency — Is your monthly processing volume steady or erratic?
• Chargeback Rate — Low chargebacks signal a trustworthy business.
• Average Ticket Stability — Consistent transaction sizes indicate predictable operations.
• Processing Diversity — Multiple payment methods and card types show a mature business.

What You Get

• A Business Health Score (0-1,000) that no one else provides for Clover merchants
• A free corporate expense card with score-based credit limits
• AI-powered expense management that auto-categorizes your spending
• Access to interchange-plus processing rates (save vs. flat-rate)
• Score history that tracks your financial health over time

No Switching Required

You don't have to leave Clover. SKOOR imports your data read-only. Keep processing on Clover. Use SKOOR for the intelligence layer: scoring, expense management, and the corporate card.

When you're ready to save on processing fees, upload your Clover statement to our Statement Analyzerand see exactly how much you'd save with interchange-plus pricing.

900K Merchants, One Score

SKOOR is building the FICO for small businesses. Every Clover merchant who connects adds to the dataset that makes the scoring model better for everyone. The more businesses scored, the more accurate the benchmarks, the more valuable the score becomes.

Check any business score for free, or sign up and connect your Clover to see yours.