Statement Analysis

Upload and Extract

SKOOR accepts PDF and CSV statement formats from every major processor: Square, Stripe, Clover, Fiserv, Heartland, and dozens more. The AI handles multi-page documents and identifies fee categories even when processors use inconsistent naming. Your effective rate, interchange cost, processor markup, and hidden fees are extracted and organized into a clean breakdown.

Fee Breakdown

The analysis separates your costs into categories: interchange (what the card networks charge), assessment fees, processor markup, PCI compliance fees, statement fees, and miscellaneous charges. Most businesses discover 15-40 basis points in hidden markup they did not know they were paying. SKOOR shows each fee as a percentage of volume and as a dollar amount.

Savings Report

After extraction, SKOOR generates a shareable savings report comparing your current costs to SKOOR's interchange-plus pricing. The report includes a card-type breakdown showing exactly where your savings come from — debit vs. credit, rewards vs. corporate, in-person vs. online. Share the report with your team or accountant as a PDF.

• Supports PDF and CSV from all major processors
• Extracts effective rate, interchange, markup, and hidden fees
• Card-type breakdown: debit, credit, rewards, corporate
• Shareable savings report as PDF