Merchant Services
Interchange-Plus Processing
Pay the actual interchange rate set by Visa and Mastercard plus a transparent 0.25% SKOOR markup. No tiered pricing, no bundled rates, no hidden fees. The average SMB saves $100–400 per month compared to traditional processors.
Overview
Most payment processors use tiered or bundled pricing that obscures the true cost of each transaction. SKOOR uses interchange-plus (IC+) pricing — the most transparent model in the industry. You see exactly what Visa or Mastercard charges (interchange) and exactly what SKOOR charges (0.25% markup). Nothing else.
Available on Business and Custom plans. Statement analysis is free for all plans.
How Interchange-Plus Works
Every card transaction has a base cost set by the card network (Visa, Mastercard, Discover, Amex). This is called interchange. It varies by card type, merchant category, and transaction method. With IC+ pricing, you pay:
Your Cost Per Transaction
Interchange rate (set by Visa/Mastercard) + 0.25% SKOOR markup. That's it. No assessment fees, no PCI non-compliance fees, no batch fees, no statement fees.
Statement Analyzer
Upload your current processor's statement and SKOOR shows you exactly how much you would save on IC+ pricing. The analyzer breaks down your effective rate, identifies hidden fees, and calculates your monthly and annual savings. No commitment required — the analysis is free.
No Contracts, No Cancellation Fees
SKOOR merchant services operate month-to-month. No long-term contracts. No early termination fees. No equipment leases. If you decide to leave, you leave — no penalties, no questions. Your transaction data exports with you.
Next-Day Funding
Settled transactions are deposited into your bank account the next business day. No waiting 3–5 days for your money. For businesses with qualifying volume, same-day funding is available.
PCI Compliance Included
SKOOR handles PCI compliance for you. No annual PCI compliance fees. No self-assessment questionnaires. No vulnerability scans to manage. Your transactions are tokenized and encrypted end-to-end. SKOOR is a PCI Level 1 Service Provider.
Works With Your Existing POS
SKOOR integrates with the point-of-sale systems you already use. No need to replace hardware or retrain staff:
- Clover
- Square
- Toast
- Shopify POS
- Custom integrations via API
IC+ Breakdown on Every Transaction
Every transaction in your SKOOR dashboard shows the exact interchange rate charged by the card network and the SKOOR markup separately. You can audit every cent. Export transaction data with full IC+ breakdown as CSV for your records or accountant.
Key Capabilities
- Interchange-plus pricing with transparent 0.25% markup
- No tiered pricing, bundled rates, or hidden fees
- Free statement analyzer shows exact savings vs. current processor
- Average SMB saves $100–400 per month
- IC+ breakdown visible on every transaction
- No long-term contracts or cancellation fees
- Next-day funding (same-day available for qualifying volume)
- PCI compliance included at no extra cost
- Works with Clover, Square, Toast, and other POS systems
See how much you can save
Upload your current processing statement for a free savings analysis. No commitment required.
Go to Dashboard