Corporate Card
Corporate Card
Unlimited virtual and physical cards for your entire team. SKOOR score drives your credit limit — no personal guarantee required, no minimum balance, no hidden fees. Issue a virtual card in seconds and start spending immediately.
Overview
SKOOR Corporate Cards give every team member a dedicated card with granular controls. Virtual cards are issued instantly for online purchases, subscriptions, and vendor payments. Physical cards ship free to any US address. Both card types work with Apple Pay and Google Pay for contactless payments.
Available on all plans. Admins and card managers can issue, freeze, and configure cards. Cardholders manage their own cards within assigned limits.
Score-Based Credit Limits
Your Business Skoor score determines your total credit capacity. As your score improves through on-time payments, consistent revenue, and healthy cash flow, your limits increase automatically. No manual requests, no paperwork, no waiting for underwriting decisions.
How It Works
SKOOR evaluates your Business Skoor in real time. When your score crosses a tier threshold, your available credit adjusts within minutes — no application needed.
Instant Virtual Card Issuance
Create a virtual card in under 10 seconds. Assign it to a team member, set a spending limit, restrict to specific merchant categories, and share the card details securely. Virtual cards are ideal for SaaS subscriptions, online advertising spend, travel bookings, and one-time vendor payments.
Per-Card Controls
Every card — virtual or physical — has its own set of controls:
- Spending limits: Set daily, weekly, monthly, or per-transaction caps
- Merchant category restrictions: Allow or block specific MCC codes (e.g., no ATM withdrawals, no gambling)
- Freeze/unfreeze:Lock a card instantly from the dashboard or mobile app — no phone call required
- Expiration: Set auto-expire dates for project-based or temporary cards
Real-Time Transaction Alerts
Every swipe triggers an instant notification to the cardholder and optionally to the card manager. Alerts include merchant name, amount, category, and remaining card balance. Flag suspicious transactions immediately — no waiting for the monthly statement.
Physical Cards
Physical cards ship free via USPS Priority Mail, typically arriving within 5-7 business days. Each physical card supports chip, contactless (tap-to-pay), and magnetic stripe. Add to Apple Pay or Google Pay the moment you receive it. Lost or stolen cards can be frozen instantly from the dashboard and a replacement shipped the same day.
No Personal Guarantee
SKOOR cards are underwritten against your business, not your personal credit. Your personal credit score is never checked and never affected. This means founders, operators, and team members can use corporate cards without putting personal assets at risk.
Key Capabilities
- Unlimited virtual and physical cards
- Score-based credit limits that grow with your business
- No minimum balance or personal guarantee
- Instant virtual card issuance in under 10 seconds
- Free physical card shipping
- Apple Pay and Google Pay support
- Real-time transaction alerts and notifications
- Card-level spending limits and merchant category restrictions
- Instant freeze/unfreeze from dashboard
- Per-card controls with auto-expiration options
Get your first SKOOR card
Sign in and issue a virtual card in seconds. No minimum balance required.
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