Entity · BUSINESS

High Risk Trading 0

Id: enti_sim_nort_91eod4q93y
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: yes
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-18 14:18Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

65n=65

Band

review

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30	1 unauthorized return(s) against it
2	ERS-SCR-01 Screening marked the entity as high risk.	`entity.high_risk`	+20	marked high risk by screening
3	ERS-HIS-02 Three in ten or more of the entity's scored transfers landed in the review band.	`entity.review_share`	+15	31% of scored transfers in the review band

Signals

Signal	Weight	Detail
entity.high_risk	+20	marked high risk by screening
entity.review_share	+15	31% of scored transfers in the review band
entity.unauthorized_returns	+30	1 unauthorized return(s) against it

Inputs

{
  "n": 65,
  "alerts": {
    "opened": 0,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 3,
    "unauthorized": 1
  },
  "scoredN": 64,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": true,
  "windowDays": 90,
  "reviewShare": 0.3125,
  "velocityRatio": 1.1565593044632385,
  "confidenceDecay": 1,
  "screeningAgeDays": 30,
  "observationAgeDays": 7,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 42
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	65	review	65	1.00	ers-v1
2026-09-17 19:31Z	20	clear	36	0.81	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 36 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.
entity.high_risk	20		Screening marked the entity as high risk.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_3x30jdg73q3	ach outgoing CREDIT	$3,133.25	SUBMITTED	30	review	1471	2026-09-17 02:24Z
acht_sim_nort_3tzcp74a3o6	ach outgoing CREDIT	$1,565.00	SETTLED	35	review	1467	2026-09-16 02:38Z
acht_sim_nort_6vf8ndi13p3	ach outgoing CREDIT	$1,386.72	SETTLED	35	review	1452	2026-09-15 22:01Z
acht_sim_nort_3i6pgq8i3ms	ach outgoing DEBIT	$1,931.63	SETTLED	60	review	1445	2026-09-15 03:44Z
acht_sim_nort_bz2yjeqd3ku	ach outgoing DEBIT	$1,785.53	SETTLED	20	clear	1422	2026-09-14 02:27Z
acht_sim_nort_yfms4fl3li	ach outgoing DEBIT	$3,304.49	SETTLED	20	clear	1413	2026-09-13 22:45Z
acht_sim_nort_b7bd8hnf3j4	ach outgoing CREDIT	$2,222.63	SETTLED	35	review	1377	2026-09-12 23:14Z
acht_sim_nort_ccu3pqzn3dr	ach outgoing DEBIT	$1,715.27	SETTLED	20	clear	1332	2026-09-10 05:35Z
acht_sim_nort_7wprqow83e6	ach outgoing CREDIT	$2,139.50	SETTLED	20	clear	1318	2026-09-09 22:10Z
acht_sim_nort_3wgm77mx35z	ach outgoing CREDIT	$2,030.33	SETTLED	20	clear	1225	2026-09-06 01:06Z
acht_sim_nort_86vwyj2334e	ach outgoing CREDIT	$2,575.12	SETTLED	20	clear	1209	2026-09-05 04:03Z
acht_sim_nort_bpd0odvj33g	ach outgoing CREDIT	$1,849.80	SETTLED	30	review	1207	2026-09-05 03:49Z
acht_sim_nort_a83vkp8q327	ach outgoing CREDIT	$2,086.63	SETTLED	60	review	1186	2026-09-04 04:07Z
acht_sim_nort_2vy9xfwr32d	ach outgoing DEBIT	$1,896.35	SETTLED	60	review	1181	2026-09-04 01:47Z
acht_sim_nort_a0qqjkc631y	ach outgoing DEBIT	$997.19	SETTLED	20	clear	1177	2026-09-04 00:24Z
acht_sim_nort_9n1qo3q8334	ach outgoing DEBIT	$1,369.06	SETTLED	20	clear	1169	2026-09-03 21:06Z
acht_sim_nort_iu146hm2zr	ach outgoing CREDIT	$1,008.25	SETTLED	35	review	1133	2026-09-01 20:27Z
acht_sim_nort_gjferq2y0	ach outgoing DEBIT	$2,832.69	SETTLED	20	clear	1121	2026-09-01 00:06Z
acht_sim_nort_8ey5n4cn2wt	ach outgoing CREDIT	$1,193.41	SETTLED	20	clear	1112	2026-08-31 04:05Z
acht_sim_nort_aildgtvc2s4	ach outgoing DEBIT	$968.84	SETTLED	20	clear	1075	2026-08-29 04:59Z
acht_sim_nort_9x41edsw2ry	ach outgoing CREDIT	$3,645.20	SETTLED	20	clear	1066	2026-08-29 03:10Z
acht_sim_nort_8y8p0a752t4	ach outgoing DEBIT	$1,140.52	SETTLED	20	clear	1054	2026-08-28 20:48Z
acht_sim_nort_a77nxv0c2rl	ach outgoing DEBIT	$2,803.16	SETTLED	20	clear	1041	2026-08-27 20:12Z
acht_sim_nort_7bdozpf2q3	ach outgoing DEBIT	$2,014.33	SETTLED	60	review	1027	2026-08-27 02:23Z
acht_sim_nort_98h354ae2n5	ach outgoing DEBIT	$1,618.66	SETTLED	20	clear	1008	2026-08-26 03:53Z
acht_sim_nort_6a8pjgpm2kw	ach outgoing CREDIT	$2,300.29	SETTLED	35	review	991	2026-08-25 05:38Z
acht_sim_nort_4p385p3e2lh	ach outgoing CREDIT	$1,023.87	SETTLED	35	review	985	2026-08-25 03:26Z
acht_sim_nort_c2ycyz232lt	ach outgoing DEBIT	$1,740.45	SETTLED	20	clear	977	2026-08-25 01:37Z
acht_sim_nort_6ml1lfhh2jg	ach outgoing CREDIT	$1,070.11	SETTLED	20	clear	962	2026-08-24 04:50Z
acht_sim_nort_3oataxz42ec	ach outgoing DEBIT	$1,855.30	SETTLED	20	clear	899	2026-08-21 21:04Z
acht_sim_nort_aidhvakt2ff	ach outgoing CREDIT	$2,513.49	SETTLED	30	review	896	2026-08-21 20:46Z
acht_sim_nort_8n4jz2vj2dc	ach outgoing CREDIT	$3,852.87	SETTLED	20	clear	879	2026-08-20 21:24Z
acht_sim_nort_bhok3bwf297	ach outgoing DEBIT	$1,216.69	SETTLED	20	clear	840	2026-08-18 04:11Z
acht_sim_nort_2yw75cd428c	ach outgoing DEBIT	$1,554.35	SETTLED	35	review	830	2026-08-17 22:58Z
acht_sim_nort_1plg85po25w	ach outgoing DEBIT	$2,204.89	SETTLED	20	clear	803	2026-08-16 04:58Z
acht_sim_nort_84v0z4ja24g	ach outgoing CREDIT	$1,849.08	MANUAL_REVIEW	35	review	781	2026-08-16 00:34Z
acht_sim_nort_2y65gdzd1zw	ach outgoing DEBIT	$3,699.03	RETURNED	20	clear	737	2026-08-13 02:23Z
acht_sim_nort_2hsf6s2x1um	ach outgoing DEBIT	$1,863.13	SETTLED	20	clear	684	2026-08-10 05:01Z
acht_sim_nort_8rn4efzy1uy	ach outgoing DEBIT	$2,771.30	SETTLED	20	clear	681	2026-08-10 01:20Z
acht_sim_nort_9scwbs721w2	ach outgoing CREDIT	$2,139.19	SETTLED	20	clear	670	2026-08-09 20:27Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	60 review	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	60 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	30 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open