Transfer · ach outgoing

$1,565.00 USD

Id: acht_sim_nort_3tzcp74a3o6
Status: SETTLED
Type: CREDIT
Entity: enti_sim_nort_91eod4q93y
Account: bacc_sim_nort_5gz83lka41
Counterparty: cpty_sim_nort_9b5zxvpu1kp
SEC code: PPD
Return code: —
Created: 2026-09-16 02:38Z
Effective: 2026-09-17 02:38Z

Transaction Risk Skoor

Skoor

35n=1467

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening
2	TRS-RET-02 The counterparty has drawn a return before.	`returns.counterparty_prior_any`	+15		1 prior return(s) other than NSF

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
returns.counterparty_prior_any	+15		1 prior return(s) other than NSF

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 32,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "331835",
    "achDebits60d": 27,
    "priorReturns": 3,
    "priorTransfers": 70,
    "screeningAgeDays": 28,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "380290",
  "hardSignal": false,
  "amountCents": "156500",
  "medianCents": "189635",
  "programN90d": 1467,
  "counterparty": {
    "n": 6,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:45.634Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

65n=65 review

Counterparty Risk Skoor

25n=7 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:32Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	35 review	reviewed	open	no clock