Transfer · ach outgoing

$3,699.03 USD

Id: acht_sim_nort_2y65gdzd1zw
Status: RETURNED
Type: DEBIT
Entity: enti_sim_nort_91eod4q93y
Account: bacc_sim_nort_5gz83lka41
Counterparty: cpty_sim_nort_41gweyp21xb
SEC code: WEB
Return code: R03
Created: 2026-08-13 02:23Z
Effective: 2026-08-14 02:23Z

Transaction Risk Skoor

Skoor

20n=737

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 28,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "0",
    "achDebits60d": 12,
    "priorReturns": 2,
    "priorTransfers": 35,
    "screeningAgeDays": -6,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "381527",
  "hardSignal": false,
  "amountCents": "369903",
  "medianCents": "183071",
  "programN90d": 737,
  "counterparty": {
    "n": 1,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:57.400Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

65n=65 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	high	20 clear	reviewed	open	no clock