Onboarding
Set up SKOOR™ in 10 minutes
From signup to first transaction. No minimum balance. No paperwork. No waiting.
Sign up
30 secondsEnter your work email. Authenticate with Google, email, or wallet via Privy. No credit card required.
Sign up now→Complete KYB
2 minutesEnter your business name, type (LLC, Corp, or Sole Proprietor), industry, and address. EIN is optional for sole proprietors. Stripe handles verification.
Start KYB→Get your first card
InstantYour virtual SKOOR card is issued immediately on KYB approval. You'll see your card number, expiry, and initial SKOOR score (starts at 400/1,000).
Make your first purchase
When readyUse your virtual card for any business expense. The AI agent begins learning your spending patterns immediately. Your score starts building.
Connect QuickBooks or Xero
1 minuteGo to Dashboard > Settings > Integrations. One-click OAuth connect. Map your chart of accounts. Transactions sync automatically.
Learn about integrations→Upload a processing statement
2 minutesIf you accept card payments, upload your current processing statement. See how much you could save with interchange-plus pricing.
Try the statement analyzer→Invite your accountant
1 minuteShare your SKOOR profile with your accountant. They can join as a partner, manage your books from the Advisor Console, and earn referral bonuses.
Learn about the partner program→