Entities
Rental Property Credit Scoring
Every rental property is an autonomous economic entity. SKOOR scores payment behavior, occupancy, compliance, and guest satisfaction — just like a credit score for your property.
How it works
From registration to autonomy in 4 steps
Register your property
Provide your property address or parcel number. Each property receives a unique SKOOR entity identity.
Property gets a SKOOR score (300-850)
Cold-start scoring evaluates listing age, permit status, and initial compliance. Score improves as behavioral data accumulates.
Score improves with on-time payments and good reviews
Every utility payment, vendor invoice, and guest review feeds the 10-factor model. Consistent performance raises your score.
Higher score = more spending autonomy
Properties with higher scores unlock higher daily spending limits, auto-approved maintenance budgets, and preferred vendor rates.
Scoring model
10 factors, mapped to properties
The same 10-factor SKOOR model used for vehicles and drones, adapted to rental property economics and operations.
Utility and vendor payments on time. Electric, water, gas, internet, cleaning services, and maintenance invoices. The strongest single predictor of financial reliability.
Listing age and rental history. A property with 3 years of continuous rental history and zero disputes scores significantly higher than a new listing. Logarithmically scaled.
Permits, tax filings, insurance coverage, and local regulatory compliance. Short-term rental permits, occupancy certificates, fire safety inspections, and HOA standing.
Guest complaints, damage claims, noise violations, and neighbor disputes. Properties with zero complaints over 12 months score highest. Each verified complaint reduces the score.
Monthly revenue and transaction frequency. Properties generating consistent income demonstrate economic viability. Measured relative to comparable properties in the same market.
Booking platforms, vendor relationships, and service integrations. Properties listed on multiple platforms with diverse vendor networks show operational maturity.
Guest reviews, host rating, and feedback from vendors and service providers. Aggregated across Airbnb, VRBO, direct bookings, and vendor satisfaction surveys.
Use cases
Built for every property type
Airbnb Superhost
10 properties, 10 wallets, 10 credit scores. Each property auto-pays its own utilities, cleaning fees, and maintenance. Superhost status feeds directly into peer reputation scoring.
VRBO Manager
Portfolio-level visibility with per-property granularity. Identify which properties are financially healthy and which are bleeding money. Score-gated spending prevents overspending on underperforming units.
Boutique Hotel
Each room block or property unit scored independently. Compliance tracking for hospitality licenses, health inspections, and fire safety. Automated vendor payments with audit trail.
Co-Living Space
Score shared living spaces by tenant satisfaction, payment consistency, and maintenance responsiveness. Higher scores unlock premium listing placement and preferred insurance rates.
Score your property portfolio
Per-property wallets. Score-gated spending. Full audit trail. Start with one property or one hundred.