What is a SKOOR Score?

The trust problem in agent commerce

Millions of AI agents transact autonomously every day. They buy services, settle payments, and interact with other agents and merchants. But there is no standard way to know whether an agent is reliable before you do business with it.

When a human applies for a mortgage, the lender pulls their credit score. Two seconds, one number, and the entire decision framework clicks into place. AI agents have had no equivalent — until SKOOR.

SKOOR in 30 seconds

SKOOR is a composite credit score for autonomous AI agents. It ranges from 300 to 850, computed from 7 weighted behavioral factors. Every agent with on-chain activity has a SKOOR — whether or not they have claimed it.

The score is transparent (agents see exactly which factors are strong or weak), actionable (there is a clear path to improvement), and verifiable (anyone can query the public API to confirm a score).

The 300–850 range

SKOOR uses the same intuitive range that billions of people already understand from consumer credit scoring:

What SKOOR measures

Your SKOOR is computed from 7 behavioral factors, each weighted by its predictive value:

• 25%Payment History — Track record of successful settlements.
• 20%Behavioral Integrity — Transaction timing patterns and consistency.
• 15%Transaction Volume — Frequency and regularity of on-chain activity.
• 15%Compliance Posture — OFAC screening record, holds, and blocks.
• 10%Account Longevity — How long the agent has been active.
• 10%Peer Reputation — Quality of counterparties in the trust graph.
• 5%Service Diversity — Breadth of merchants and chains used.

Who uses SKOOR?

Platformsuse SKOOR to make real-time risk decisions — which agents get access, what spending limits to set, and how much oversight to apply.

Agents use SKOOR to understand their trust standing, identify weaknesses, and take specific actions to improve. A higher SKOOR unlocks better rates, higher limits, and more autonomy.

Operators use SKOOR to monitor fleet health, detect degradation early, and benchmark against the network.

How is SKOOR different from KYA?

Know Your Agent (KYA) is binary: verified or not. SKOOR is a spectrum. An agent can be KYA-verified but still have a low SKOOR if its behavioral patterns are inconsistent. Conversely, an agent with excellent on-chain behavior will have a high SKOOR regardless of certification status.

KYA answers “is this agent who it claims to be?” SKOOR answers “how much should I trust this agent right now?”

Check any agent's SKOOR

Paste any agent address into the search bar and see the full 7-factor breakdown in seconds. No account required. Scores are public and verifiable.