One Product. Wallet to Score to Payment.
Provision a Wallet.
Score the Agent.
Govern the Payment.
SKOOR Agent Pay is the full stack: we provision Coinbase wallets, compute 300–850 credit scores, enforce spending limits, and run OFAC compliance — all in one integration. 200,000+ entities scored across 25 networks.
Why Agent Pay Exists
Coinbase AgentKit gives agents the ability to transact. But a wallet without governance is a liability. Who sets the spending limit? Who screens for sanctions? Who decides if this agent is trustworthy enough to spend $500 vs $5? SKOOR Agent Pay answers all three: we provision the wallet, compute the credit score, and enforce the spending policy. One integration. Wallet to score to compliant payment.
The Full Stack
Wallet → Score → Govern → Comply
Wallet Provisioning
SKOOR provisions a Coinbase wallet for every autonomous entity — AI agents, vehicles, drones, robots, IoT devices. One API call creates a funded, scored, compliance-ready wallet. No Coinbase account needed. SKOOR handles wallet creation so your agent can handle commerce.
Credit Scoring
Every wallet receives a 300–850 credit score based on 10 behavioral factors. Computed in real-time from on-chain activity across 25 networks. Three badge tiers — Wallet, Verified, Autonomous — signal trustworthiness at a glance.
Spending Governance
Spending limits enforced programmatically by score tier. Poor: $10/day. Exceptional: $2,000/day. Fleet operators set per-agent policies. Decision API returns PROCEED, REVIEW, or BLOCK in under 200ms.
Compliance
Automated OFAC/SDN screening on every transaction. 99.99% clear rate. Compliance certificates independently verifiable. Audit trail hash-chained for regulatory accountability.
By the Numbers
The Scale of Autonomous Trust
413,000+
Agents Scored
25
Networks Monitored
10
Scoring Factors
<200ms
Decision Latency
Who Uses SKOOR
Built for Every Participant in the Agent Economy
Fleet Operators
Score your autonomous vehicle fleet. Set spending limits per vehicle. Get fleet risk reports with A–F grades. Insurance-grade analytics.
Fleet Risk ReportsDeFi Protocols
Gate lending eligibility by SKOOR score. Automated PROCEED/BLOCK verdicts. Integrate in one API call.
Decision APIAgent Platforms
Display SKOOR badges on your marketplace. Agents improve their scores to rank higher. Trust becomes visible.
Badge SystemThe Red Hat Model
Coinbase Built the Kernel. SKOOR Built the Enterprise Distribution.
Red Hat didn't replace Linux. It made Linux enterprise-ready with support, security, and SLA guarantees. SKOOR does the same for Coinbase AgentKit: we add credit scoring, compliance verification, spending governance, and published SLAs on top of the wallet infrastructure.
Coinbase AgentKit
Creates wallets. Signs transactions. Manages keys. The raw capability layer.
SKOOR Agent Pay
Provisions wallets, scores agents, enforces limits, verifies compliance. The enterprise layer.
Your Application
Fleet management, DeFi protocol, agent marketplace. You build the product. SKOOR handles the trust.
Integrations
Open Infrastructure
SKOOR is built on open standards. Apache-2.0 compatible. Works with every AI framework — Claude, LangChain, Vercel AI SDK, OpenAI. Powered by Coinbase AgentKit for wallet management. Available via REST, MCP, and A2A protocols.
Give Your Agents a Credit Score
Free tier. No credit card. Score your first agent in 60 seconds.