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Entity · BUSINESS

Elm Partners 016

Id
enti_sim_nort_b6q1x3vh2j
Program
030a8115-8109-4bdc-8e82-65ec40280d47
Verification
VERIFIED
High risk
no
PEP
no
Requires screening
no
Review reasons
—
Last screened
2026-08-28 06:41Z
Country
US
Expected rails
ach

Entity Risk Skoor Report →

Skoor
30n=37
Band
review
Confidence
0.84
Version
ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#ReasonSignalWeightHardDetail
1ERS-RET-01 The entity's transfers have drawn unauthorized returns.entity.unauthorized_returns+301 unauthorized return(s) against it

Signals

SignalWeightHardDetail
entity.unauthorized_returns+301 unauthorized return(s) against it

Inputs

{
  "n": 37,
  "alerts": {
    "opened": 4,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 33,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.12121212121212122,
  "velocityRatio": 1.4753055466869835,
  "confidenceDecay": 1,
  "screeningAgeDays": 20,
  "observationAgeDays": 2,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 26
}

History

As ofSkoorBandnConfidenceVersion
2026-09-17 19:32Z30review370.84ers-v1
2026-09-17 19:31Z30review220.66ers-v1
2026-09-17 19:30Znullunscored0nullers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction
$10,000.00
Per day
$50,000.00
Per month
$500,000.00
Re-screen every
30 days

What unlocks the next band

From review to clear: shed 1 point. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clearPointsHardWhat it means
entity.unauthorized_returns30The entity's transfers have drawn unauthorized returns.

Transfers

TransferRailAmountStatusSkoorBandnCreated
acht_sim_nort_5wlw6vr53qbach outgoing CREDIT$1,782.43SUBMITTED10clear14662026-09-17 00:14Z
acht_sim_nort_a2lvifj93myach outgoing CREDIT$4,103.30HOLD5clear14252026-09-15 00:36Z
acht_sim_nort_9f9ni4jr3btach outgoing CREDIT$1,561.04SETTLED15clear13102026-09-09 04:21Z
acht_sim_nort_bod9o3z23aeach outgoing CREDIT$1,647.00SETTLED15clear12722026-09-07 22:34Z
acht_sim_nort_2xx89mtw398ach outgoing DEBIT$1,382.87SETTLED0clear12432026-09-06 22:21Z
acht_sim_nort_alljaemb35wach outgoing CREDIT$2,302.57SETTLED0clear12302026-09-06 01:58Z
acht_sim_nort_2zwmy0rh2yrach outgoing CREDIT$2,569.48SETTLED0clear11382026-09-01 23:44Z
acht_sim_nort_cj93gyju2xrach outgoing DEBIT$3,271.40SETTLED0clear11182026-08-31 21:22Z
acht_sim_nort_97j2jtlx2wwach outgoing CREDIT$2,652.89SETTLED40review11042026-08-30 23:27Z
acht_sim_nort_8tsdrc0b2ukach outgoing CREDIT$2,060.29SETTLED0clear10872026-08-30 01:12Z
acht_sim_nort_9vvoce1m2m5ach outgoing CREDIT$1,362.77SETTLED0clear9932026-08-25 05:44Z
acht_sim_nort_73wuxt2i2h7ach outgoing CREDIT$1,723.22SETTLED0clear9312026-08-23 00:47Z
acht_sim_nort_6r5v036d2foach outgoing DEBIT$1,042.98SETTLED0clear9152026-08-22 02:27Z
acht_sim_nort_8eubnfs32drach outgoing CREDIT$3,271.25SETTLED40review8862026-08-21 00:02Z
acht_sim_nort_bufjvb6x2bpach outgoing DEBIT$1,223.60SETTLED40review8732026-08-20 03:33Z
acht_sim_nort_6yc99joo2c1ach outgoing CREDIT$923.94SETTLED0clear8622026-08-19 22:07Z
acht_sim_nort_a6jxt8tx26qach outgoing CREDIT$1,203.68SETTLED15clear8152026-08-17 00:39Z
acht_sim_nort_1644h5yw1x2ach outgoing CREDIT$3,331.92SETTLED0clear6952026-08-10 22:29Z
acht_sim_nort_1xe1nwt71tqach outgoing CREDIT$3,702.99MANUAL_REVIEW15clear6352026-08-08 20:27Z
acht_sim_nort_3tjjfq9i1pyach outgoing CREDIT$1,175.03SETTLED40review6292026-08-07 04:18Z
acht_sim_nort_6sq3cwox1icach outgoing CREDIT$986.63SETTLED0clear5352026-08-03 02:22Z
acht_sim_nort_a0o3odwg1hcach outgoing DEBIT$958.47SETTLED0clear5002026-08-01 21:38Z
acht_sim_nort_bnebmvky1eoach outgoing CREDIT$3,399.54SETTLED15clear4872026-08-01 01:45Z
acht_sim_nort_19riju8x1caach outgoing DEBIT$1,203.46SETTLED0clear4692026-07-31 04:47Z
acht_sim_nort_1u3wzcjf15sach outgoing DEBIT$1,004.57SETTLED15clear3862026-07-28 03:27Z
acht_sim_nort_3jls83de14mach outgoing CREDIT$1,618.13SETTLED0clear3622026-07-27 03:49Z
acht_sim_nort_63ggwvqpz6ach outgoing DEBIT$1,572.67SETTLED0clear2912026-07-24 01:10Z
acht_sim_nort_atrv8ca4sqach outgoing CREDIT$2,904.06SETTLED0clear2232026-07-20 22:28Z
acht_sim_nort_6j3ac2uwq8ach outgoing CREDIT$1,678.31SETTLED0clear1932026-07-19 00:20Z
acht_sim_nort_3lfua6sjnaach outgoing DEBIT$869.57COMPLETED0clear1802026-07-18 05:34Z
acht_sim_nort_4l4vgvbolaach outgoing CREDIT$2,098.24COMPLETED0clear1592026-07-17 04:02Z
acht_sim_nort_4he7sdkfkiach outgoing DEBIT$3,325.07COMPLETED0clear1582026-07-17 03:55Z
acht_sim_nort_5164xfp7j6ach outgoing CREDIT$1,505.34RETURNED0clear1182026-07-15 20:18Z
acht_sim_nort_1zqztmgf96ach outgoing CREDIT$1,113.90COMPLETED0clear382026-07-11 02:09Z
acht_sim_nort_8w4fl7ge6qach outgoing DEBIT$3,886.85COMPLETEDnullunscored242026-07-10 20:35Z
acht_sim_nort_aahfh0h15aach outgoing DEBIT$1,052.45COMPLETEDnullunscored182026-07-10 04:58Z
acht_sim_nort_7cllrkx06each outgoing CREDIT$2,096.23COMPLETEDnullunscored122026-07-10 01:36Z
acht_sim_nort_8vxivsva66ach outgoing DEBIT$1,471.75COMPLETEDnullunscored02026-07-09 20:34Z

Alerts on this entity and its transfers

OpenedDetectorSummarySeveritySkoorRouteStatus
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $2,652.89 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $3,271.25 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $1,223.60 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:30Zfirst_time_counterparty_largeFirst transfer to a new counterparty, $3,886.85, above the program's 95th percentile.mediumnull unscoredreviewedopen
2026-09-17 19:30Zvelocity_spikeEntity velocity spiked: 2 transfers and $3,567.98 in 24 hours.mediumnull unscoredreviewedopen