Transfer · ach outgoing

$4,103.30 USD

Id: acht_sim_nort_a2lvifj93my
Status: HOLD
Type: CREDIT
Entity: enti_sim_nort_b6q1x3vh2j
Account: bacc_sim_nort_2ddp5rpj2m
Counterparty: cpty_sim_nort_4nzzs8wi1vk
SEC code: PPD
Return code: —
Created: 2026-09-15 00:36Z
Effective: 2026-09-16 00:36Z

Transaction Risk Skoor

Skoor

5n=1425

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 15,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 10,
    "priorReturns": 1,
    "priorTransfers": 36,
    "screeningAgeDays": 17,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "380334",
  "hardSignal": false,
  "amountCents": "410330",
  "medianCents": "190714",
  "programN90d": 1425,
  "counterparty": {
    "n": 4,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:57.359Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=37 review

Counterparty Risk Skoor

10n=5 clear

Alerts on this transfer

No alerts.