Transfer · ach outgoing

$3,886.85 USD

Id: acht_sim_nort_8w4fl7ge6q
Status: COMPLETED
Type: DEBIT
Entity: enti_sim_nort_b6q1x3vh2j
Account: bacc_sim_nort_2ddp5rpj2m
Counterparty: cpty_sim_nort_bmr5wknx4a
SEC code: WEB
Return code: —
Created: 2026-07-10 20:35Z
Effective: 2026-07-11 20:35Z

Transaction Risk Skoor

Skoor

nulln=24

Band

unscored

Confidence

null

Version

trs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Detail
1	TRS-CP-02 A first transfer with a counterparty, above the program's 95th percentile.	`counterparty.first_time_and_large`	+15	amount above the program p95 (295834)
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10	first transfer with this counterparty
3	TRS-VEL-02 The entity moved more than twice the program's daily average in 24 hours.	`velocity.sum_24h_gt_2x_daily_avg`	+10	24h sum above 2× the program daily average

Signals

Signal	Weight	Detail
counterparty.first_time	+10	first transfer with this counterparty
counterparty.first_time_and_large	+15	amount above the program p95 (295834)
velocity.sum_24h_gt_2x_daily_avg	+10	24h sum above 2× the program daily average

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 3,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "314868",
    "achDebits60d": 2,
    "priorReturns": 0,
    "priorTransfers": 3,
    "screeningAgeDays": -49,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "295834",
  "hardSignal": false,
  "amountCents": "388685",
  "medianCents": "164768",
  "programN90d": 24,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.963Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=37 review

Counterparty Risk Skoor

10n=40 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	first_time_counterparty_large	First transfer to a new counterparty, $3,886.85, above the program's 95th percentile.	medium	null unscored	reviewed	open	no clock