Counterparty

Receiver 4

Id: cpty_sim_nort_bmr5wknx4a
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 19

Counterparty Risk Skoor Report →

Skoor

10n=40

Band

clear

Confidence

0.66

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 40,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 35,
  "holdShare": 0.02857142857142857,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.013596804411918174,
  "confidenceDecay": 1,
  "distinctEntities": 19,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 3,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	40	0.66	crs-v1
2026-09-17 19:31Z	10	clear	26	0.46	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_1q4r8bcx3mc	ach outgoing DEBIT	$3,297.67	SETTLED	15	clear	1444	2026-09-15 02:23Z
acht_sim_nort_b395m7223l9	ach outgoing DEBIT	$1,398.64	SETTLED	0	clear	1418	2026-09-14 00:11Z
acht_sim_nort_bkcb4a2n3kn	ach outgoing CREDIT	$2,783.06	RETURNED	0	clear	1412	2026-09-13 21:00Z
acht_sim_nort_bt7r2g7r3kb	ach outgoing DEBIT	$2,778.80	SETTLED	0	clear	1410	2026-09-13 20:03Z
acht_sim_nort_9u3ea9hj3cw	ach outgoing DEBIT	$923.79	SETTLED	15	clear	1300	2026-09-09 01:44Z
acht_sim_nort_2gld1waa37h	ach outgoing CREDIT	$1,157.62	SETTLED	15	clear	1247	2026-09-06 23:22Z
acht_sim_nort_rl63ia735n	ach outgoing CREDIT	$3,245.71	SETTLED	0	clear	1229	2026-09-06 01:41Z
acht_sim_nort_cecbwzk9368	ach outgoing CREDIT	$3,355.55	SETTLED	0	clear	1217	2026-09-05 21:05Z
acht_sim_nort_69sa78mv34b	ach outgoing DEBIT	$3,180.40	SETTLED	0	clear	1194	2026-09-04 22:01Z
acht_sim_nort_6d3sls0r2z9	ach outgoing CREDIT	$2,199.11	SETTLED	0	clear	1145	2026-09-02 03:10Z
acht_sim_nort_1el0o3442sy	ach outgoing DEBIT	$957.54	SETTLED	0	clear	1058	2026-08-28 22:42Z
acht_sim_nort_9vvoce1m2m5	ach outgoing CREDIT	$1,362.77	SETTLED	0	clear	993	2026-08-25 05:44Z
acht_sim_nort_bxe3hykp2ja	ach outgoing DEBIT	$3,195.55	SETTLED	0	clear	965	2026-08-24 04:49Z
acht_sim_nort_5lnot7j5291	ach outgoing DEBIT	$1,554.15	SETTLED	0	clear	844	2026-08-18 05:05Z
acht_sim_nort_10m14vgm280	ach outgoing DEBIT	$916.96	SETTLED	0	clear	830	2026-08-17 22:26Z
acht_sim_nort_8ekaspx6252	ach outgoing CREDIT	$2,956.90	SETTLED	0	clear	805	2026-08-16 05:27Z
acht_sim_nort_1c6mqyec3s6	ach outgoing CREDIT	$2,400.00	SETTLED	80	hold	688	2026-08-10 10:45Z
acht_sim_nort_9370ce0v1va	ach outgoing CREDIT	$3,062.43	MANUAL_REVIEW	15	clear	661	2026-08-09 22:28Z
acht_sim_nort_bcf649xz1la	ach outgoing CREDIT	$3,588.08	SETTLED	0	clear	555	2026-08-03 23:19Z
acht_sim_nort_c2hnzdhw1i3	ach outgoing DEBIT	$2,402.14	SETTLED	0	clear	531	2026-08-03 00:41Z
acht_sim_nort_c511koxh1fc	ach outgoing DEBIT	$1,610.07	SETTLED	0	clear	484	2026-08-01 00:06Z
acht_sim_nort_bbfi1pa01do	ach outgoing DEBIT	$1,018.31	SETTLED	0	clear	479	2026-07-31 23:21Z
acht_sim_nort_3mmgczjw18m	ach outgoing CREDIT	$883.71	SETTLED	0	clear	417	2026-07-29 05:22Z
acht_sim_nort_8gd7u2pd184	ach outgoing DEBIT	$3,853.30	SETTLED	0	clear	414	2026-07-29 03:28Z
acht_sim_nort_3jls83de14m	ach outgoing CREDIT	$1,618.13	SETTLED	0	clear	362	2026-07-27 03:49Z
acht_sim_nort_419oqir8xu	ach outgoing DEBIT	$3,959.56	SETTLED	0	clear	287	2026-07-24 00:02Z
acht_sim_nort_8vj3b7lrv7	ach outgoing DEBIT	$1,977.63	SETTLED	0	clear	249	2026-07-22 00:50Z
acht_sim_nort_3248ki0tus	ach outgoing CREDIT	$3,125.33	SETTLED	0	clear	246	2026-07-21 23:46Z
acht_sim_nort_8vtm8ku4u4	ach outgoing DEBIT	$997.94	SETTLED	0	clear	236	2026-07-21 20:18Z
acht_sim_nort_4l9tdw64st	ach outgoing CREDIT	$2,354.60	SETTLED	0	clear	236	2026-07-21 03:19Z
acht_sim_nort_8tt0rgkkti	ach outgoing DEBIT	$1,281.88	SETTLED	0	clear	233	2026-07-21 03:10Z
acht_sim_nort_48xvcv95s8	ach outgoing DEBIT	$873.69	SETTLED	0	clear	221	2026-07-20 21:53Z
acht_sim_nort_9bto2fcdku	ach outgoing DEBIT	$2,778.73	COMPLETED	0	clear	154	2026-07-17 03:02Z
acht_sim_nort_c1jpkhj2ka	ach outgoing CREDIT	$934.07	COMPLETED	0	clear	139	2026-07-16 20:24Z
acht_sim_nort_ave1r9dwfe	ach outgoing CREDIT	$2,526.78	COMPLETED	0	clear	104	2026-07-14 22:44Z
acht_sim_nort_9pgotyhsdy	ach outgoing DEBIT	$1,467.80	COMPLETED	0	clear	88	2026-07-14 00:41Z
acht_sim_nort_afzrqe1wea	ach outgoing CREDIT	$925.21	COMPLETED	0	clear	81	2026-07-13 20:50Z
acht_sim_nort_eopsme08q	ach outgoing CREDIT	$1,927.70	COMPLETED	0	clear	46	2026-07-11 05:55Z
acht_sim_nort_bvfrzhd28u	ach outgoing DEBIT	$2,006.09	COMPLETED	0	clear	33	2026-07-10 23:15Z
acht_sim_nort_c9ci8wmx6y	ach outgoing CREDIT	$2,318.16	COMPLETED	null	unscored	28	2026-07-10 21:33Z

Alerts on this counterparty

No alerts.