Counterparty report · generated 2026-09-18 04:54Z

Receiver 4 Counterparty Risk Skoor report

Current Skoor, its top reasons, its history, when it changed band, which signals appeared or disappeared, and everything decided about this counterparty. Built from the record; nothing here is estimated. Back to the counterparty →

Skoor

10n=40

Band

clear

Confidence

0.66

Version

crs-v1

As of

2026-09-17 19:32Z

Top reasons

The three highest-weight signals behind the number, with their stable reason codes. Credits (negative signals) are listed under signals, never as reasons.

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Band transitions

The band has not changed across the recorded history.

Signal trends

Compared with the previous scoring at 2026-09-17 19:31Z.

Appeared: none
Disappeared: none
Changed weight: none

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1
2026-09-17 19:31Z	10	clear	26	0.46	crs-v1
2026-09-17 19:32Z	10	clear	40	0.66	crs-v1

Transfers

Window: 180 days
Transfers: 41
Volume: $89,042.41
Returns: 1 · 0 unauthorized
Scored: 39
Hold-band share: 2.6%n=39
Review-band share: 0.0%n=39

Alerts

Opened	Detector	Summary	Route	Status
2026-09-17 19:31Z	rapid_onboarding	The entity's first transfer, $2,400.00, above the program median, came 0.0 hours after verification.	reviewed	held
2026-09-17 19:31Z	skoor_hold	Transaction Risk Skoor 80 (hold band) on a $2,400.00 ach transfer: entity.denied, entity.high_risk.	reviewed	held
2026-09-17 19:31Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status no, high risk).	reviewed	held
2026-09-17 19:31Z	denied_entity_activity	A $2,400.00 ach transfer was initiated for an entity whose verification was denied.	reviewed	held
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $2,318.16, above the program median, came 0.0 hours after verification.	reviewed	open
2026-09-17 19:30Z	first_time_counterparty_large	First transfer to a new counterparty, $3,886.85, above the program's 95th percentile.	reviewed	open

Decisions

No decisions.

Signals and inputs

{
  "signals": [
    {
      "code": "counterparty.new",
      "detail": "first seen 0d ago",
      "weight": 10
    }
  ],
  "inputs": {
    "n": 40,
    "reasons": [
      {
        "id": "CRS-NEW-01",
        "hard": false,
        "detail": "first seen 0d ago",
        "signal": "counterparty.new",
        "weight": 10,
        "sentence": "The counterparty was first seen less than a week ago."
      }
    ],
    "returns": {
      "any": 0,
      "unauthorized": 0
    },
    "scoredN": 35,
    "holdShare": 0.02857142857142857,
    "hardSignal": false,
    "windowDays": 180,
    "countryCode": null,
    "reviewShare": 0,
    "concentration": 0.013596804411918174,
    "confidenceDecay": 1,
    "distinctEntities": 19,
    "distinctPrograms": 1,
    "firstSeenAgeDays": 0,
    "observationAgeDays": 3,
    "programsWithReturns": 0
  }
}