The entity's first transfer, $2,318.16, above the program median, came 0.0 hours after verification.

What happened. Alert a5709cdc-19e0-4ed5-9bca-edae45c9a2b7 fired on detector rapid_onboarding for transfer acht_sim_nort_c9ci8wmx6y under Northwind Payroll. The transfer is the entity's first, an outgoing ACH credit of $2,318.16, initiated 0.0 hours after verification, above the program median of $1,816.59. What the evidence shows. The transfer status is SETTLED with no return code. The transfer-level skoor is null, band unscored, n=2, confidence null, indicating too few data points to score. The entity enti_sim_nort_60saz5iv1m is VERIFIED, not high risk, not PEP, with no review reasons and a screening date of 2026-07-03. The counterparty's country is listed as unknown but there is no return, no hold, and no other adverse field. There are no prior dispositions on this entity. What was checked. Reviewed the alert evidence block (thresholds, median, hours since verification), the transfer record (status, amount, rail, return code), the program declared volume ($2,500,000.00/month, which a $2,318.16 transfer is well within), and the entity record (verification status, risk flags, screening history). No scoring signal is available at either the transfer or entity level to corroborate elevated risk beyond the timing pattern itself. What is recommended. The transfer has already settled, so a hold or release is not applicable. The only signal present is rapid timing relative to verification, which the detector is built to flag categorically; there is no scoring support, no risk flag, no PEP hit, and no prior disposition history to suggest a broader pattern. Absent additional evidence, this does not require further review by a person and can be closed. If a second rapid, above-median transfer occurs from this entity, the pattern should be escalated at that point given the still-thin n=2 evidence base.

{
  "n": 2,
  "band": "unscored",
  "skoor": null,
  "typology": "rapid_onboarding",
  "confidence": null,
  "thresholds": {
    "hours": 24
  },
  "medianCents": "181659",
  "routeReason": "detector not auto-closable",
  "hoursSinceVerification": 0
}