Counterparty

Receiver 12

Id: cpty_sim_nort_2vu2cgc34a
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 18

Counterparty Risk Skoor Report →

Skoor

75n=22

Band

hold

Confidence

0.41

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/22 above the network threshold
3	CRS-HIS-02 Three in ten or more of the transfers with this counterparty landed in the review band.	`counterparty.review_share`	+10	62% in the review band

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/22 above the network threshold
counterparty.review_share	+10	62% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 22,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 21,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.6190476190476191,
  "concentration": 0.006965690074645684,
  "confidenceDecay": 1,
  "distinctEntities": 18,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	75	hold	22	0.41	crs-v1
2026-09-17 19:31Z	90	hold	17	0.33	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 6 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_623lhrc53kk	ach outgoing DEBIT	$2,457.13	SETTLED	55	review	1418	2026-09-14 00:53Z
acht_sim_nort_6ilfs3d43hy	ach outgoing CREDIT	$3,063.16	SETTLED	40	review	1397	2026-09-13 03:08Z
acht_sim_nort_4d4po26v3ig	ach outgoing CREDIT	$1,706.86	SETTLED	40	review	1368	2026-09-12 20:26Z
acht_sim_nort_3s8gcqcv3ah	ach outgoing CREDIT	$842.18	SETTLED	40	review	1280	2026-09-08 00:59Z
acht_sim_nort_6p83xvne2yo	ach outgoing DEBIT	$2,940.43	SETTLED	40	review	1140	2026-09-02 01:14Z
acht_sim_nort_8eubnfs32dr	ach outgoing CREDIT	$3,271.25	SETTLED	40	review	886	2026-08-21 00:02Z
acht_sim_nort_4qi5rhgp25h	ach outgoing DEBIT	$1,554.60	SETTLED	40	review	798	2026-08-16 03:21Z
acht_sim_nort_azvzoarp25q	ach outgoing DEBIT	$905.67	SETTLED	40	review	796	2026-08-16 00:09Z
acht_sim_nort_12yr91zd23m	ach outgoing DEBIT	$1,373.12	SETTLED	40	review	782	2026-08-15 02:02Z
acht_sim_nort_9r6nen1p1pd	ach outgoing CREDIT	$1,879.63	SETTLED	40	review	628	2026-08-07 04:52Z
acht_sim_nort_65y5ubo21q1	ach outgoing CREDIT	$3,120.70	SETTLED	40	review	627	2026-08-07 04:38Z
acht_sim_nort_98g5nu2j1ei	ach outgoing DEBIT	$2,936.34	SETTLED	40	review	494	2026-08-01 05:34Z
acht_sim_nort_qlu0zzx1e6	ach outgoing CREDIT	$1,858.94	SETTLED	60	review	480	2026-07-31 23:40Z
acht_sim_nort_9oxn8gh81ba	ach outgoing CREDIT	$1,811.13	SETTLED	60	review	435	2026-07-30 00:09Z
acht_sim_nort_2isol4l017d	ach outgoing CREDIT	$1,266.77	SETTLED	0	clear	406	2026-07-29 01:18Z
acht_sim_nort_rl8tibbzl	ach outgoing DEBIT	$1,753.84	SETTLED	0	clear	300	2026-07-24 03:47Z
acht_sim_nort_5iemlbu0sb	ach outgoing DEBIT	$1,031.26	SETTLED	0	clear	222	2026-07-20 22:20Z
acht_sim_nort_o38ix57p0	ach outgoing DEBIT	$2,706.90	SETTLED	0	clear	194	2026-07-19 03:01Z
acht_sim_nort_bd44hlq1me	ach outgoing CREDIT	$2,051.44	COMPLETED	40	review	155	2026-07-17 03:14Z
acht_sim_nort_btbyf6goim	ach outgoing DEBIT	$1,291.75	COMPLETED	40	review	136	2026-07-16 05:15Z
acht_sim_nort_3zgmz9uviq	ach outgoing DEBIT	$1,212.27	COMPLETED	40	review	124	2026-07-16 00:06Z
acht_sim_nort_5164xfp7j6	ach outgoing CREDIT	$1,505.34	RETURNED	0	clear	118	2026-07-15 20:18Z
acht_sim_nort_8hoy1h4x7q	ach outgoing CREDIT	$3,632.11	COMPLETED	null	unscored	26	2026-07-10 21:21Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 12 entered the hold band (Skoor 90, n=17): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held