Transfer · ach outgoing

$3,632.11 USD

Id: acht_sim_nort_8hoy1h4x7q
Status: COMPLETED
Type: CREDIT
Entity: enti_sim_nort_b408fp2t37
Account: bacc_sim_nort_28opugzn3a
Counterparty: cpty_sim_nort_2vu2cgc34a
SEC code: PPD
Return code: —
Created: 2026-07-10 21:21Z
Effective: 2026-07-11 21:21Z

Transaction Risk Skoor

Skoor

nulln=26

Band

unscored

Confidence

null

Version

trs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty
2	TRS-VEL-02 The entity moved more than twice the program's daily average in 24 hours.	`velocity.sum_24h_gt_2x_daily_avg`	+10		24h sum above 2× the program daily average

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
velocity.sum_24h_gt_2x_daily_avg	+10		24h sum above 2× the program daily average

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 1,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "397382",
    "achDebits60d": 0,
    "priorReturns": 0,
    "priorTransfers": 1,
    "screeningAgeDays": -55,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "365538",
  "hardSignal": false,
  "amountCents": "363211",
  "medianCents": "173610",
  "programN90d": 26,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.968Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

10n=67 clear

Counterparty Risk Skoor

75n=22 hold

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	velocity_spike	Entity velocity spiked: 1 transfers and $3,973.82 in 24 hours.	medium	null unscored	reviewed	open	no clock
2026-09-17 19:30Z	first_time_counterparty_large	First transfer to a new counterparty, $3,632.11, above the program's 95th percentile.	medium	null unscored	reviewed	open	no clock