Transfer · ach outgoing

$2,346.77 USD

Id: acht_sim_nort_8pr32fpr3mr
Status: MANUAL_REVIEW
Type: DEBIT
Entity: enti_sim_nort_2fxccgy133
Account: bacc_sim_nort_93q2viq036
Counterparty: cpty_sim_nort_6vgyi7tm4a
SEC code: WEB
Return code: —
Created: 2026-09-15 02:32Z
Effective: 2026-09-16 02:32Z

Transaction Risk Skoor

Skoor

30n=1425

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-02 The counterparty has drawn a return before.	`returns.counterparty_prior_any`	+15		1 prior return(s) other than NSF
2	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
returns.counterparty_prior_any	+15		1 prior return(s) other than NSF
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 25,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "399878",
    "achDebits60d": 24,
    "priorReturns": 2,
    "priorTransfers": 48,
    "screeningAgeDays": 5,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "380334",
  "hardSignal": false,
  "amountCents": "234677",
  "medianCents": "190714",
  "programN90d": 1425,
  "counterparty": {
    "n": 105,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.485Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

40n=48 review

Counterparty Risk Skoor

10n=99 clear

Agent Risk Skoor (counterparty)

10n=99 clear

Alerts on this transfer

No alerts.