SKOOR Risk Money movement. Skoored by AI.

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Counterparty · agent

Settlement Agent (Northwind vendor) agent

Id: cpty_sim_nort_6vgyi7tm4a
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 29
Operator entity: enti_sim_nort_c2pb9mmf0
Declared purpose: marketplace settlement
Declared scope: ach, realtime

Counterparty Risk Skoor Report →

Skoor

10n=99

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 99,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 95,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.06315789473684211,
  "concentration": 0.031623123703548583,
  "confidenceDecay": 1,
  "distinctEntities": 29,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	99	0.80	crs-v1
2026-09-17 19:31Z	10	clear	55	0.79	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Agent Risk Skoor Report →

Skoor

10n=99

Band

clear

Confidence

0.80

Version

ars-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 99,
  "base": "crs-v1",
  "scope": [
    "ach",
    "realtime"
  ],
  "purpose": "marketplace settlement",
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 95,
  "holdShare": 0,
  "railsUsed": [
    "ach"
  ],
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.06315789473684211,
  "concentration": 0.031623123703548583,
  "confidenceDecay": 1,
  "distinctEntities": 29,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "operatorEntityId": "enti_sim_nort_c2pb9mmf0",
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	99	0.80	ars-v1
2026-09-17 19:31Z	10	clear	55	0.79	ars-v1
2026-09-17 19:30Z	10	clear	3	0.11	ars-v1

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_2bwb15h63ol	ach outgoing DEBIT	$1,219.25	SETTLED	15	clear	1456	2026-09-15 23:19Z
acht_sim_nort_6vf8ndi13p3	ach outgoing CREDIT	$1,386.72	SETTLED	35	review	1452	2026-09-15 22:01Z
acht_sim_nort_aww0pumo3ne	ach outgoing CREDIT	$1,278.04	SETTLED	15	clear	1445	2026-09-15 02:45Z
acht_sim_nort_8pr32fpr3mr	ach outgoing DEBIT	$2,346.77	MANUAL_REVIEW	30	review	1425	2026-09-15 02:32Z
acht_sim_nort_60pyw6hu3nb	ach outgoing DEBIT	$975.74	SETTLED	15	clear	1438	2026-09-14 22:47Z
acht_sim_nort_8ihypfm53n2	ach outgoing CREDIT	$1,760.42	SETTLED	15	clear	1434	2026-09-14 21:03Z
acht_sim_nort_917vppcy3m0	ach outgoing CREDIT	$882.74	SETTLED	15	clear	1419	2026-09-14 00:19Z
acht_sim_nort_9yw9efrm3kx	ach outgoing CREDIT	$1,567.73	SETTLED	15	clear	1417	2026-09-13 23:39Z
acht_sim_nort_51y0ruf63ia	ach outgoing DEBIT	$1,330.65	SETTLED	15	clear	1404	2026-09-13 04:55Z
acht_sim_nort_1roexgej3k8	ach outgoing CREDIT	$1,086.19	SETTLED	15	clear	1403	2026-09-13 04:48Z
acht_sim_nort_2tqafjhm3i4	ach outgoing DEBIT	$2,199.86	SETTLED	15	clear	1376	2026-09-12 23:08Z
acht_sim_nort_2cd543bj3h1	ach outgoing DEBIT	$1,397.18	SETTLED	15	clear	1360	2026-09-12 01:15Z
acht_sim_nort_4wxlec4l3hs	ach outgoing DEBIT	$3,551.66	SETTLED	15	clear	1357	2026-09-11 23:17Z
acht_sim_nort_cqx5g2v83g1	ach outgoing DEBIT	$2,210.24	SETTLED	15	clear	1349	2026-09-11 05:53Z
acht_sim_nort_6xady5cm3fm	ach outgoing CREDIT	$2,785.54	SETTLED	15	clear	1343	2026-09-11 03:53Z
acht_sim_nort_5ou17nsm3fp	ach outgoing CREDIT	$1,041.96	SETTLED	15	clear	1340	2026-09-11 02:37Z
acht_sim_nort_2fbx33uq3f4	ach outgoing CREDIT	$1,795.54	SETTLED	15	clear	1337	2026-09-10 23:05Z
acht_sim_nort_9fvieew03ei	ach outgoing DEBIT	$1,639.09	SETTLED	15	clear	1327	2026-09-10 01:55Z
acht_sim_nort_cbyf278q3dh	ach outgoing DEBIT	$2,696.93	SETTLED	15	clear	1320	2026-09-09 22:22Z
acht_sim_nort_ccx58dir3dk	ach outgoing DEBIT	$2,490.40	SETTLED	15	clear	1316	2026-09-09 21:02Z
acht_sim_nort_9f9ni4jr3bt	ach outgoing CREDIT	$1,561.04	SETTLED	15	clear	1310	2026-09-09 04:21Z
acht_sim_nort_9iznwojn3bb	ach outgoing CREDIT	$1,267.07	SETTLED	30	review	1267	2026-09-07 20:48Z
acht_sim_nort_8hqm2jt237z	ach outgoing DEBIT	$910.86	SETTLED	15	clear	1256	2026-09-07 03:33Z
acht_sim_nort_8jlpq5ia37n	ach outgoing CREDIT	$2,297.96	SETTLED	15	clear	1252	2026-09-07 00:49Z
acht_sim_nort_awe5y51636t	ach outgoing DEBIT	$2,639.14	SETTLED	15	clear	1224	2026-09-05 23:45Z
acht_sim_nort_aq6na3qk35t	ach outgoing CREDIT	$1,008.73	SETTLED	15	clear	1220	2026-09-05 22:23Z
acht_sim_nort_468s6ex9355	ach outgoing DEBIT	$2,252.36	SETTLED	15	clear	1214	2026-09-05 05:47Z
acht_sim_nort_4hyaibg4352	ach outgoing CREDIT	$1,831.05	SETTLED	15	clear	1199	2026-09-04 23:59Z
acht_sim_nort_8hknt0m531p	ach outgoing CREDIT	$1,042.40	SETTLED	15	clear	1188	2026-09-04 05:41Z
acht_sim_nort_80t1hc5032m	ach outgoing CREDIT	$1,325.73	SETTLED	15	clear	1180	2026-09-04 01:11Z
acht_sim_nort_iu146hm2zr	ach outgoing CREDIT	$1,008.25	SETTLED	35	review	1133	2026-09-01 20:27Z
acht_sim_nort_1qb4tayf2ts	ach outgoing CREDIT	$934.65	SETTLED	15	clear	1090	2026-08-30 02:40Z
acht_sim_nort_b1d7fic92uq	ach outgoing DEBIT	$1,367.79	SETTLED	15	clear	1089	2026-08-30 02:06Z
acht_sim_nort_cd3w53wm2ue	ach outgoing DEBIT	$1,383.40	SETTLED	15	clear	1086	2026-08-29 23:19Z
acht_sim_nort_1np67wiv2ut	ach outgoing DEBIT	$1,249.48	SETTLED	15	clear	1082	2026-08-29 22:00Z
acht_sim_nort_tqiqzr42r3	ach outgoing DEBIT	$2,064.85	SETTLED	15	clear	1050	2026-08-28 04:03Z
acht_sim_nort_97yqdi4l2p0	ach outgoing CREDIT	$957.88	SETTLED	15	clear	1027	2026-08-26 23:50Z
acht_sim_nort_1pketk2n2q6	ach outgoing CREDIT	$2,352.78	SETTLED	15	clear	1019	2026-08-26 20:09Z
acht_sim_nort_8twtl4tk2nt	ach outgoing DEBIT	$2,483.45	SETTLED	15	clear	1013	2026-08-26 04:59Z
acht_sim_nort_y4s2cy32n2	ach outgoing DEBIT	$2,173.40	SETTLED	15	clear	1011	2026-08-26 04:17Z

Alerts on this counterparty

No alerts.