Transfer · ach outgoing

$1,148.14 USD

Id: acht_sim_meri_8f8xjermaja
Status: RETURNED
Type: CREDIT
Entity: enti_sim_meri_364qtf9e9p8
Account: bacc_sim_meri_2ebayv9k9pb
Counterparty: cpty_sim_meri_4t9h3oztaja
SEC code: PPD
Return code: R05
Created: 2026-07-28 01:31Z
Effective: 2026-07-29 01:31Z

Transaction Risk Skoor

Skoor

10n=293

Band

clear

Confidence

0.79

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 6,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "128148",
    "achDebits60d": 3,
    "priorReturns": 0,
    "priorTransfers": 6,
    "screeningAgeDays": 27,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "135415",
  "hardSignal": false,
  "amountCents": "114814",
  "medianCents": "66205",
  "programN90d": 293,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:33.689Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

45n=45 review

Counterparty Risk Skoor

90n=9 hold

Alerts on this transfer

No alerts.