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Entity · BUSINESS

Larch Studio 223

Id
enti_sim_meri_364qtf9e9p8
Program
48915275-d6d2-4068-8e62-f51a51f9da77
Verification
VERIFIED
High risk
no
PEP
no
Requires screening
no
Review reasons
—
Last screened
2026-08-29 09:16Z
Country
US
Expected rails
ach, wire, swift

Entity Risk Skoor Report →

Skoor
45n=45
Band
review
Confidence
0.94
Version
ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#ReasonSignalWeightHardDetail
1ERS-RET-01 The entity's transfers have drawn unauthorized returns.entity.unauthorized_returns+302 unauthorized return(s) against it
2ERS-RET-02 The entity's return rate is above five percent.entity.return_rate+15return rate 3/45

Signals

SignalWeightHardDetail
entity.unauthorized_returns+302 unauthorized return(s) against it
entity.return_rate+15return rate 3/45

Inputs

{
  "n": 45,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 3,
    "unauthorized": 2
  },
  "scoredN": 44,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.045454545454545456,
  "velocityRatio": 1.105322073284779,
  "confidenceDecay": 1,
  "screeningAgeDays": 19,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 29
}

History

As ofSkoorBandnConfidenceVersion
2026-09-17 19:32Z45review450.94ers-v1
2026-09-17 19:31Z45review280.72ers-v1
2026-09-17 19:30Znullunscored0nullers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction
$10,000.00
Per day
$50,000.00
Per month
$500,000.00
Re-screen every
30 days

What unlocks the next band

From review to clear: shed 16 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clearPointsHardWhat it means
entity.unauthorized_returns30The entity's transfers have drawn unauthorized returns.

Transfers

TransferRailAmountStatusSkoorBandnCreated
acht_sim_meri_13p7bjo0cd0ach outgoing DEBIT$936.13SUBMITTED15clear10752026-09-17 00:55Z
acht_sim_meri_4jpu8r4pcb5ach outgoing DEBIT$799.24SETTLED15clear10662026-09-16 00:10Z
acht_sim_meri_1h9to3i6cc2ach outgoing CREDIT$393.72SETTLED0clear10642026-09-15 22:23Z
acht_sim_meri_a382iajvc7iach outgoing DEBIT$317.66SETTLED15clear10222026-09-13 05:12Z
acht_sim_meri_4et97xxyc7lach outgoing DEBIT$310.49SETTLED15clear10052026-09-12 23:04Z
acht_sim_meri_6to0nf9jc5uach outgoing CREDIT$921.13SETTLED0clear10012026-09-12 03:30Z
acht_sim_meri_8u9k4xmwc4uach outgoing CREDIT$916.81SETTLED15clear9852026-09-11 05:59Z
acht_sim_meri_4u6orl39c2vach outgoing CREDIT$455.63SETTLED15clear9532026-09-09 03:40Z
acht_sim_meri_cghyoiqmc27ach outgoing DEBIT$1,333.39SETTLED15clear9482026-09-08 23:55Z
acht_sim_meri_38zh30fwbyoach outgoing CREDIT$518.83SETTLED40review8982026-09-06 00:28Z
acht_sim_meri_h7ln3orbzcach outgoing DEBIT$1,138.17SETTLED15clear8972026-09-05 20:52Z
acht_sim_meri_5f2uiu4fbwxach outgoing DEBIT$953.46SETTLED0clear8732026-09-04 03:07Z
acht_sim_meri_25ra3yl3bp5ach outgoing DEBIT$579.70SETTLED0clear7992026-08-30 04:45Z
acht_sim_meri_bewuqxa4blcach outgoing DEBIT$792.24SETTLED15clear7392026-08-26 22:48Z
acht_sim_meri_4h9ziavjbm0ach outgoing CREDIT$777.67SETTLED0clear7382026-08-26 21:37Z
acht_sim_meri_2emwcqyobilach outgoing CREDIT$1,391.80SETTLED0clear7172026-08-25 03:01Z
acht_sim_meri_wdtcihxbfsach outgoing CREDIT$1,178.98SETTLED15clear6862026-08-23 05:13Z
acht_sim_meri_cq8k6g9xbg4ach outgoing CREDIT$293.87SETTLED0clear6762026-08-22 20:32Z
acht_sim_meri_176fqmwcbb4ach outgoing CREDIT$556.38SETTLED0clear6242026-08-19 05:18Z
acht_sim_meri_67anlnlobaoach outgoing DEBIT$362.57RETURNED40review6182026-08-19 04:46Z
acht_sim_meri_7u6e71gsb68ach outgoing CREDIT$913.30SETTLED0clear5652026-08-15 03:10Z
acht_sim_meri_7gafiijob2zach outgoing DEBIT$343.99SETTLED0clear5412026-08-13 05:18Z
acht_sim_meri_b3ijb1xjb3lach outgoing CREDIT$390.44SETTLED0clear5342026-08-13 00:42Z
acht_sim_meri_b7p83tbdb32ach outgoing DEBIT$984.71RETURNED0clear5272026-08-12 20:13Z
acht_sim_meri_91xkgbbnb22ach outgoing CREDIT$490.41SETTLED0clear5262026-08-12 03:36Z
acht_sim_meri_6rxxclsjb2nach outgoing DEBIT$320.32SETTLED15clear5202026-08-12 01:14Z
acht_sim_meri_3dubnp9kb1nach outgoing DEBIT$1,025.50SETTLED0clear5082026-08-10 23:50Z
acht_sim_meri_pblekdtb02ach outgoing CREDIT$515.89SETTLED0clear4982026-08-10 04:07Z
acht_sim_meri_6qoa1ctcb0hach outgoing DEBIT$1,021.22SETTLED0clear4972026-08-10 03:32Z
acht_sim_meri_5uv3jwwab0qach outgoing CREDIT$810.22SETTLED0clear4892026-08-09 22:01Z
acht_sim_meri_7ah3enz4avzach outgoing CREDIT$1,127.50SETTLED0clear4532026-08-07 02:59Z
acht_sim_meri_534rdnqhaw5ach outgoing CREDIT$1,112.07SETTLED0clear4482026-08-06 23:02Z
acht_sim_meri_2ycm4ia0aubach outgoing DEBIT$651.00SETTLED0clear4402026-08-06 05:42Z
acht_sim_meri_afmjq35xaroach outgoing CREDIT$973.56SETTLED0clear4082026-08-04 05:14Z
acht_sim_meri_3ocjztmoaqeach outgoing DEBIT$322.61SETTLED0clear3942026-08-03 05:01Z
acht_sim_meri_722a2th9arcach outgoing CREDIT$610.77SETTLED0clear3882026-08-03 03:59Z
acht_sim_meri_asncmdtgaozach outgoing CREDIT$719.01SETTLED0clear3752026-08-02 05:59Z
acht_sim_meri_6fsffz04amyach outgoing CREDIT$332.01SETTLED0clear3422026-07-31 02:48Z
acht_sim_meri_6pxq8ybcaldach outgoing DEBIT$730.54RETURNED0clear3262026-07-30 01:00Z
acht_sim_meri_1buceo9eal1ach outgoing CREDIT$569.34SETTLED0clear3142026-07-29 00:07Z

Alerts on this entity and its transfers

OpenedDetectorSummarySeveritySkoorRouteStatus
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $518.83 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $362.57 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen