Counterparty

Receiver 44

Id: cpty_sim_meri_4t9h3oztaja
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 8

Counterparty Risk Skoor Report →

Skoor

90n=9

Band

hold

Confidence

0.23

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/9 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/9

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/9 above the network threshold
counterparty.return_rate	+15	return rate 1/9
counterparty.review_share	+10	75% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 9,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.75,
  "concentration": 0.0013459266509820258,
  "confidenceDecay": 1,
  "distinctEntities": 8,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 17,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	90	hold	9	0.23	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_dbvrh16brb	ach outgoing DEBIT	$411.46	SETTLED	40	review	801	2026-08-31 00:34Z
acht_sim_meri_8vjtakdkbpw	ach outgoing CREDIT	$656.72	SETTLED	40	review	793	2026-08-30 04:21Z
acht_sim_meri_23ioobocbpz	ach outgoing DEBIT	$636.22	SETTLED	40	review	796	2026-08-30 00:06Z
acht_sim_meri_794wpnlubl5	ach outgoing DEBIT	$608.77	SETTLED	40	review	744	2026-08-27 03:54Z
acht_sim_meri_5u2xd9arb6v	ach outgoing CREDIT	$334.01	SETTLED	40	review	574	2026-08-16 03:26Z
acht_sim_meri_b8e2p7ioavt	ach outgoing DEBIT	$1,439.90	SETTLED	40	review	452	2026-08-07 03:27Z
acht_sim_meri_5amoisphapb	ach outgoing DEBIT	$812.25	SETTLED	40	review	363	2026-08-01 23:32Z
acht_sim_meri_8usemof6ak9	ach outgoing DEBIT	$394.19	SETTLED	0	clear	312	2026-07-28 23:21Z
acht_sim_meri_8f8xjermaja	ach outgoing CREDIT	$1,148.14	RETURNED	10	clear	293	2026-07-28 01:31Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 44 entered the hold band (Skoor 90, n=9): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held