Transfer · ach outgoing

$401.85 USD

Id: acht_sim_harb_axtwjs0l7xr
Status: HOLD
Type: CREDIT
Entity: enti_sim_harb_skonrvy3x6
Account: bacc_sim_harb_890v91ch3x9
Counterparty: cpty_sim_harb_76ezd3pu3xi
SEC code: PPD
Return code: —
Created: 2026-08-28 05:47Z
Effective: 2026-08-29 05:47Z

Transaction Risk Skoor

Skoor

25n=1590

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening
2	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 16,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "37808",
    "achDebits60d": 8,
    "priorReturns": 3,
    "priorTransfers": 26,
    "screeningAgeDays": 0,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "84964",
  "hardSignal": false,
  "amountCents": "40185",
  "medianCents": "41963",
  "programN90d": 1590,
  "counterparty": {
    "n": 17,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:07.123Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

75n=38 hold

Counterparty Risk Skoor

10n=24 clear

Alerts on this transfer

No alerts.