Transfer · ach outgoing

$361.08 USD

Id: acht_sim_harb_2m984fc04ev
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_harb_5a4byxd93wj
Account: bacc_sim_harb_6zth8f7b3wm
Counterparty: cpty_sim_harb_3vwhu7do3xi
SEC code: PPD
Return code: —
Created: 2026-07-15 01:18Z
Effective: 2026-07-16 01:18Z

Transaction Risk Skoor

Skoor

15n=152

Band

clear

Confidence

0.67

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 6,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "120984",
    "achDebits60d": 3,
    "priorReturns": 0,
    "priorTransfers": 6,
    "screeningAgeDays": 12,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "83777",
  "hardSignal": false,
  "amountCents": "36108",
  "medianCents": "45797",
  "programN90d": 152,
  "counterparty": {
    "n": 6,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.469Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=81 clear

Counterparty Risk Skoor

10n=29 clear

Alerts on this transfer

No alerts.