Counterparty

Receiver 14

Id: cpty_sim_harb_3vwhu7do3xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 15

Counterparty Risk Skoor Report →

Skoor

10n=29

Band

clear

Confidence

0.51

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 29,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 27,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0021392895562070274,
  "confidenceDecay": 1,
  "distinctEntities": 15,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 15,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	29	0.51	crs-v1
2026-09-17 19:31Z	10	clear	22	0.40	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_by2cwisr8br	ach outgoing CREDIT	$293.16	SETTLED	0	clear	1763	2026-09-02 03:49Z
acht_sim_harb_9r3sy500861	ach outgoing DEBIT	$660.78	SETTLED	0	clear	1683	2026-08-30 21:06Z
acht_sim_harb_6biu3aaj80h	ach outgoing DEBIT	$700.58	SETTLED	0	clear	1606	2026-08-28 02:00Z
acht_sim_harb_ca02ba7u802	ach outgoing DEBIT	$339.44	SETTLED	15	clear	1590	2026-08-27 20:36Z
acht_sim_harb_2igewhgo7d6	ach outgoing DEBIT	$411.52	SETTLED	0	clear	1373	2026-08-21 02:13Z
acht_sim_harb_6kjqhhd77f	ach outgoing CREDIT	$535.48	SETTLED	0	clear	1281	2026-08-18 20:56Z
acht_sim_harb_784laxru6zk	ach outgoing CREDIT	$221.41	SETTLED	0	clear	1225	2026-08-17 02:49Z
acht_sim_harb_92lzcz8r6t1	ach outgoing DEBIT	$279.20	SETTLED	0	clear	1136	2026-08-14 04:32Z
acht_sim_harb_qp5msm66ta	ach outgoing CREDIT	$468.61	SETTLED	0	clear	1129	2026-08-14 02:28Z
acht_sim_harb_bnoytaf56hn	ach outgoing CREDIT	$232.75	SETTLED	0	clear	955	2026-08-08 20:54Z
acht_sim_harb_3rfvmxci6bv	ach outgoing CREDIT	$193.09	SETTLED	0	clear	916	2026-08-07 04:41Z
acht_sim_harb_36h6iuvm65l	ach outgoing CREDIT	$468.59	SETTLED	0	clear	858	2026-08-05 04:14Z
acht_sim_harb_9os05qpx5qq	ach outgoing DEBIT	$733.55	SETTLED	0	clear	681	2026-07-31 00:04Z
acht_sim_harb_5mdrgtfc5r8	ach outgoing DEBIT	$457.89	SETTLED	0	clear	661	2026-07-30 20:10Z
acht_sim_harb_32gzzpkq5oj	ach outgoing DEBIT	$385.02	SETTLED	0	clear	657	2026-07-30 05:37Z
acht_sim_harb_awxlcyxn5kn	ach outgoing CREDIT	$283.87	SETTLED	0	clear	625	2026-07-29 03:14Z
acht_sim_harb_bkzml6mx5hr	ach outgoing CREDIT	$520.64	SETTLED	0	clear	596	2026-07-28 05:10Z
acht_sim_harb_90luhrf05ix	ach outgoing DEBIT	$285.13	SETTLED	0	clear	591	2026-07-28 04:45Z
acht_sim_harb_4lp2xeak5d4	ach outgoing DEBIT	$198.95	SETTLED	0	clear	505	2026-07-25 22:11Z
acht_sim_harb_boc279k24uw	ach outgoing DEBIT	$332.23	SETTLED	0	clear	307	2026-07-19 21:18Z
acht_sim_harb_a254g0m04ty	ach outgoing CREDIT	$902.39	SETTLED	0	clear	294	2026-07-19 05:23Z
acht_sim_harb_2k4mzj7v4l7	ach outgoing DEBIT	$624.22	COMPLETED	0	clear	196	2026-07-16 01:16Z
acht_sim_harb_2m984fc04ev	ach outgoing CREDIT	$361.08	MANUAL_REVIEW	15	clear	152	2026-07-15 01:18Z
acht_sim_harb_4e6tmed14d8	ach outgoing DEBIT	$585.62	COMPLETED	0	clear	146	2026-07-14 04:27Z
acht_sim_harb_54uisrud4ds	ach outgoing DEBIT	$494.00	COMPLETED	0	clear	121	2026-07-13 21:41Z
acht_sim_harb_5k4mf7br4c8	ach outgoing DEBIT	$351.10	COMPLETED	15	clear	119	2026-07-13 20:55Z
acht_sim_harb_6nqrvffb433	ach outgoing DEBIT	$694.94	COMPLETED	0	clear	30	2026-07-10 21:11Z
acht_sim_harb_9fkag5xg3yz	ach outgoing DEBIT	$635.76	COMPLETED	null	unscored	11	2026-07-10 01:16Z
acht_sim_harb_3br0y7vr3z7	ach outgoing DEBIT	$774.88	COMPLETED	null	unscored	2	2026-07-09 20:40Z

Alerts on this counterparty

No alerts.