Entity · BUSINESS

Iris Services 120

Id: enti_sim_harb_5a4byxd93wj
Program: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-06 05:34Z
Country: US
Expected rails: ach, realtime

Entity Risk Skoor Report →

Skoor

0n=81

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 81,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 80,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.025,
  "velocityRatio": 0.9167005998528936,
  "confidenceDecay": 1,
  "screeningAgeDays": 11,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 45
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	81	1.00	ers-v1
2026-09-17 19:31Z	0	clear	50	0.97	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_bbb7h5te9j7	ach outgoing CREDIT	$193.30	SUBMITTED	0	clear	2249	2026-09-17 02:43Z
acht_sim_harb_4lddt4j69jn	ach outgoing DEBIT	$564.88	SUBMITTED	0	clear	2230	2026-09-16 20:40Z
acht_sim_harb_76gxejvb9im	ach outgoing CREDIT	$302.45	SUBMITTED	15	clear	2230	2026-09-16 20:31Z
acht_sim_harb_6f48qghv9f7	ach outgoing CREDIT	$300.09	SETTLED	0	clear	2244	2026-09-16 02:08Z
acht_sim_harb_4lik3d2j9hg	ach outgoing DEBIT	$518.20	SETTLED	0	clear	2223	2026-09-15 21:07Z
acht_sim_harb_6wxo695m9c4	ach outgoing DEBIT	$337.06	SETTLED	10	clear	2211	2026-09-15 02:38Z
acht_sim_harb_9xnzskcf9c7	ach outgoing DEBIT	$212.12	SETTLED	0	clear	2194	2026-09-14 23:06Z
acht_sim_harb_3kpkgxkv9ae	ach outgoing CREDIT	$211.68	SETTLED	0	clear	2178	2026-09-14 05:01Z
acht_sim_harb_w8p8mvj994	ach outgoing DEBIT	$472.92	SETTLED	0	clear	2164	2026-09-14 00:12Z
acht_sim_harb_4j0z98ib985	ach outgoing DEBIT	$374.78	SETTLED	40	review	2128	2026-09-12 23:14Z
acht_sim_harb_7xyhf2fy93i	ach outgoing DEBIT	$350.51	SETTLED	40	review	2096	2026-09-12 03:40Z
acht_sim_harb_23sf8oke939	ach outgoing DEBIT	$236.02	SETTLED	0	clear	2092	2026-09-12 01:45Z
acht_sim_harb_1chmn7ci8xq	ach outgoing DEBIT	$844.13	SETTLED	40	review	2032	2026-09-10 04:20Z
acht_sim_harb_9z3iil3e8us	ach outgoing DEBIT	$194.51	SETTLED	0	clear	1994	2026-09-09 00:06Z
acht_sim_harb_9wi833a68sf	ach outgoing CREDIT	$330.60	SETTLED	15	clear	1977	2026-09-08 03:41Z
acht_sim_harb_43p4o9ds8r2	ach outgoing DEBIT	$277.20	SETTLED	0	clear	1928	2026-09-07 04:14Z
acht_sim_harb_b4j2y9oo8ns	ach outgoing CREDIT	$570.22	SETTLED	0	clear	1894	2026-09-06 02:44Z
acht_sim_harb_8dv02sh28j7	ach outgoing CREDIT	$578.32	SETTLED	0	clear	1857	2026-09-05 02:13Z
acht_sim_harb_4gw0p8c78m8	ach outgoing DEBIT	$637.33	SETTLED	0	clear	1853	2026-09-05 01:40Z
acht_sim_harb_bii7yq4u8k5	ach outgoing CREDIT	$831.71	SETTLED	0	clear	1843	2026-09-04 20:56Z
acht_sim_harb_2cwsbsgt8k8	ach outgoing CREDIT	$499.21	SETTLED	0	clear	1842	2026-09-04 20:35Z
acht_sim_harb_ackn9t388dx	ach outgoing DEBIT	$419.33	SETTLED	0	clear	1788	2026-09-03 00:45Z
acht_sim_harb_by2cwisr8br	ach outgoing CREDIT	$293.16	SETTLED	0	clear	1763	2026-09-02 03:49Z
acht_sim_harb_2zx1mkx48b2	ach outgoing DEBIT	$282.64	SETTLED	10	clear	1755	2026-09-02 00:13Z
acht_sim_harb_bcr6p2qq8bu	ach outgoing CREDIT	$240.35	SETTLED	15	clear	1746	2026-09-01 22:20Z
acht_sim_harb_5aohwx3389h	ach outgoing DEBIT	$269.16	SETTLED	0	clear	1734	2026-09-01 04:27Z
acht_sim_harb_bjz854lk831	ach outgoing CREDIT	$348.57	SETTLED	15	clear	1673	2026-08-30 03:56Z
acht_sim_harb_18ysmnso7wa	ach outgoing DEBIT	$750.16	SETTLED	0	clear	1581	2026-08-27 03:12Z
acht_sim_harb_aambm5r97oy	ach outgoing CREDIT	$419.82	SETTLED	0	clear	1500	2026-08-24 23:21Z
acht_sim_harb_aup5vus27r7	ach outgoing DEBIT	$208.84	SETTLED	0	clear	1496	2026-08-24 22:50Z
acht_sim_harb_bnixpjxh7pg	ach outgoing DEBIT	$710.65	SETTLED	15	clear	1490	2026-08-24 21:11Z
acht_sim_harb_od06oxq7lz	ach outgoing CREDIT	$214.73	SETTLED	0	clear	1447	2026-08-23 00:32Z
acht_sim_harb_beu21r187in	ach outgoing DEBIT	$238.20	SETTLED	0	clear	1388	2026-08-21 20:37Z
acht_sim_harb_19gy0n6z7fa	ach outgoing CREDIT	$441.47	SETTLED	0	clear	1356	2026-08-20 20:54Z
acht_sim_harb_7h88r29e7bg	ach outgoing DEBIT	$359.20	SETTLED	15	clear	1340	2026-08-20 03:00Z
acht_sim_harb_79ffjkc77bv	ach outgoing DEBIT	$339.62	SETTLED	15	clear	1323	2026-08-19 22:24Z
acht_sim_harb_5aocatui78x	ach outgoing DEBIT	$505.61	SETTLED	0	clear	1287	2026-08-18 22:12Z
acht_sim_harb_6fxxt7qj75m	ach outgoing CREDIT	$554.70	SETTLED	10	clear	1248	2026-08-17 23:22Z
acht_sim_harb_5ob2dn616y6	ach outgoing CREDIT	$683.59	SETTLED	0	clear	1180	2026-08-16 02:01Z
acht_sim_harb_2bu28ez16yx	ach outgoing DEBIT	$563.98	SETTLED	0	clear	1169	2026-08-15 22:39Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $374.78 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $350.51 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $844.13 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open