Entity · PERSON

Heath Holdings 07

Id: enti_sim_nort_60saz5iv1m
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-04 01:08Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=32

Band

clear

Confidence

0.78

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 32,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 31,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.06451612903225806,
  "velocityRatio": 1.0023692457571602,
  "confidenceDecay": 1,
  "screeningAgeDays": 13,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 23
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	32	0.78	ers-v1
2026-09-17 19:31Z	15	clear	15	0.56	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_ab4n7z543mv	ach outgoing DEBIT	$1,096.22	SETTLED	0	clear	1439	2026-09-14 23:43Z
acht_sim_nort_xi5wv6h3lf	ach outgoing CREDIT	$2,532.95	SETTLED	10	clear	1414	2026-09-13 22:04Z
acht_sim_nort_a3mijuzw3hg	ach outgoing CREDIT	$878.44	SETTLED	40	review	1352	2026-09-11 20:16Z
acht_sim_nort_95yofyn03ck	ach outgoing DEBIT	$2,950.21	SETTLED	0	clear	1297	2026-09-08 23:42Z
acht_sim_nort_1cdy81lr38w	ach outgoing CREDIT	$1,320.75	SETTLED	0	clear	1238	2026-09-06 20:15Z
acht_sim_nort_5967whpb33d	ach outgoing DEBIT	$1,969.06	SETTLED	15	clear	1203	2026-09-05 01:42Z
acht_sim_nort_96lo342z310	ach outgoing CREDIT	$2,620.13	SETTLED	0	clear	1154	2026-09-02 21:17Z
acht_sim_nort_cf4cchr42v2	ach outgoing DEBIT	$1,068.10	SETTLED	40	review	1077	2026-08-29 20:50Z
acht_sim_nort_53v7mguz2sd	ach outgoing DEBIT	$2,587.00	SETTLED	0	clear	1070	2026-08-29 03:29Z
acht_sim_nort_2ohjxtcz2jp	ach outgoing CREDIT	$967.74	SETTLED	0	clear	964	2026-08-24 04:42Z
acht_sim_nort_7vr7dm9o2jm	ach outgoing CREDIT	$860.87	SETTLED	15	clear	958	2026-08-24 03:38Z
acht_sim_nort_6yzsimcc2gp	ach outgoing CREDIT	$3,289.11	SETTLED	0	clear	941	2026-08-23 04:20Z
acht_sim_nort_1mb770gl2b1	ach outgoing CREDIT	$2,177.20	SETTLED	15	clear	867	2026-08-20 00:41Z
acht_sim_nort_cgj1dblx2bg	ach outgoing CREDIT	$1,122.19	SETTLED	0	clear	864	2026-08-19 23:31Z
acht_sim_nort_9dut77ir28o	ach outgoing CREDIT	$3,781.83	SETTLED	0	clear	838	2026-08-18 02:26Z
acht_sim_nort_aih9aqm824w	ach outgoing DEBIT	$3,267.84	SETTLED	0	clear	788	2026-08-15 20:27Z
acht_sim_nort_aw14t580241	ach outgoing CREDIT	$1,495.22	SETTLED	15	clear	788	2026-08-15 05:11Z
acht_sim_nort_b3wet3x123y	ach outgoing CREDIT	$2,950.83	SETTLED	10	clear	784	2026-08-15 03:27Z
acht_sim_nort_cf1701761y2	ach outgoing DEBIT	$1,574.36	SETTLED	0	clear	714	2026-08-11 21:34Z
acht_sim_nort_5bzdinz91us	ach outgoing CREDIT	$3,820.30	SETTLED	0	clear	677	2026-08-10 00:10Z
acht_sim_nort_aro02yv71o7	ach outgoing DEBIT	$1,341.31	SETTLED	0	clear	602	2026-08-06 02:14Z
acht_sim_nort_66shxjbu1nv	ach outgoing DEBIT	$867.61	SETTLED	15	clear	595	2026-08-06 00:14Z
acht_sim_nort_4xvpcbq01e9	ach outgoing DEBIT	$3,966.70	SETTLED	15	clear	477	2026-07-31 21:21Z
acht_sim_nort_6tl7dbjw1c7	ach outgoing DEBIT	$3,815.21	SETTLED	0	clear	450	2026-07-30 20:41Z
acht_sim_nort_7oo1s1rz19p	ach outgoing CREDIT	$3,471.54	SETTLED	0	clear	425	2026-07-29 21:35Z
acht_sim_nort_3mmgczjw18m	ach outgoing CREDIT	$883.71	SETTLED	0	clear	417	2026-07-29 05:22Z
acht_sim_nort_nj14gdf194	ach outgoing DEBIT	$2,891.76	SETTLED	0	clear	407	2026-07-29 01:46Z
acht_sim_nort_cgmnsu2i14y	ach outgoing DEBIT	$2,875.35	SETTLED	0	clear	346	2026-07-26 20:22Z
acht_sim_nort_74mhftgb10c	ach outgoing CREDIT	$1,017.94	SETTLED	0	clear	326	2026-07-25 04:54Z
acht_sim_nort_55c9am0fvd	ach outgoing DEBIT	$2,223.38	SETTLED	0	clear	255	2026-07-22 02:10Z
acht_sim_nort_88j2jv1use	ach outgoing DEBIT	$3,178.89	SETTLED	15	clear	233	2026-07-21 04:30Z
acht_sim_nort_7kfh0h4ukm	ach outgoing CREDIT	$2,830.49	RETURNED	10	clear	156	2026-07-17 03:03Z
acht_sim_nort_c9ci8wmx6y	ach outgoing CREDIT	$2,318.16	COMPLETED	null	unscored	28	2026-07-10 21:33Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $878.44 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,068.10 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $2,318.16, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open