Counterparty

Receiver 21

Id: cpty_sim_nort_5a6oup6d8m
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 13

Counterparty Risk Skoor Report →

Skoor

90n=16

Band

hold

Confidence

0.32

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/16 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/16

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/16 above the network threshold
counterparty.return_rate	+15	return rate 1/16
counterparty.review_share	+10	88% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 16,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 16,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.875,
  "concentration": 0.005495719409241524,
  "confidenceDecay": 1,
  "distinctEntities": 13,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	16	0.32	crs-v1
2026-09-17 19:31Z	90	hold	10	0.24	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_4mn53zr3pf	ach outgoing DEBIT	$3,159.16	SETTLED	55	review	1474	2026-09-16 05:38Z
acht_sim_nort_5cczut9m3em	ach outgoing CREDIT	$2,946.27	SETTLED	40	review	1331	2026-09-10 05:15Z
acht_sim_nort_1fhh4x18341	ach outgoing CREDIT	$2,844.64	SETTLED	40	review	1212	2026-09-05 05:28Z
acht_sim_nort_7on0usyz2x8	ach outgoing DEBIT	$2,258.00	SETTLED	40	review	1128	2026-09-01 04:20Z
acht_sim_nort_ccbqk1hk2sm	ach outgoing CREDIT	$1,701.75	SETTLED	40	review	1060	2026-08-29 01:24Z
acht_sim_nort_33558xbd2rs	ach outgoing DEBIT	$2,857.31	SETTLED	40	review	1052	2026-08-28 05:37Z
acht_sim_nort_aua49gsc2g3	ach outgoing CREDIT	$1,114.96	SETTLED	40	review	916	2026-08-22 03:47Z
acht_sim_nort_4zyxhq552f9	ach outgoing DEBIT	$3,000.98	SETTLED	40	review	915	2026-08-22 03:37Z
acht_sim_nort_7x1wv0e423v	ach outgoing DEBIT	$3,055.45	SETTLED	40	review	769	2026-08-14 20:53Z
acht_sim_nort_7prxr7pl1n7	ach outgoing DEBIT	$905.41	SETTLED	40	review	601	2026-08-06 02:54Z
acht_sim_nort_1hqcjg8y1jm	ach outgoing DEBIT	$1,724.67	SETTLED	40	review	525	2026-08-02 23:00Z
acht_sim_nort_a7vi4iqo1di	ach outgoing CREDIT	$3,201.46	SETTLED	40	review	464	2026-07-31 04:26Z
acht_sim_nort_ahvf3f2z17y	ach outgoing CREDIT	$1,054.86	SETTLED	40	review	412	2026-07-29 03:05Z
acht_sim_nort_3dvtjsw010f	ach outgoing DEBIT	$3,446.23	SETTLED	40	review	319	2026-07-25 00:21Z
acht_sim_nort_460q1ia9sz	ach outgoing CREDIT	$1,093.56	RETURNED	0	clear	235	2026-07-21 05:42Z
acht_sim_nort_86uo8xie8m	ach outgoing DEBIT	$2,107.92	COMPLETED	10	clear	37	2026-07-11 01:39Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 21 entered the hold band (Skoor 90, n=10): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held