Transfer · ach outgoing

$2,107.92 USD

Id: acht_sim_nort_86uo8xie8m
Status: COMPLETED
Type: DEBIT
Entity: enti_sim_nort_6n8rzo7q3n
Account: bacc_sim_nort_5t6psftp3q
Counterparty: cpty_sim_nort_5a6oup6d8m
SEC code: WEB
Return code: —
Created: 2026-07-11 01:39Z
Effective: 2026-07-12 01:39Z

Transaction Risk Skoor

Skoor

10n=37

Band

clear

Confidence

0.29

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 0,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 0,
    "priorReturns": 0,
    "priorTransfers": 0,
    "screeningAgeDays": -58,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "368306",
  "hardSignal": false,
  "amountCents": "210792",
  "medianCents": "200609",
  "programN90d": 37,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:04.369Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=34 clear

Counterparty Risk Skoor

90n=16 hold

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $2,107.92, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open	no clock